Using the 11 Sharpest Online Tools to Send Money
Traditional banking institutions have offered customers wire transfers for decades, and still do so today. But online wire transfers are a much more convenient and less costly way to send money. This article provides an overview of 10 of the top online tools to use to send money for consumers.
Million Dollar Question: Should You Pay Off Debt Before Investing?
When it comes to debt, you can always hear different opinions. Some financial experts are strong supporters of the zero-debt life, whereas others suggest taking a hybrid approach. Here’s a short exercise that can help you choose the most suitable option.
Beware of Dishonest and Predatory Lenders
Well-known lenders, like banks, become household names because they have a history of reputable lending practices. The lucky customers who can qualify for credit with these companies do not have to worry that they will fall victim to a loan scam. The remainder of individuals who need a business or personal loan must exercise caution in order to avoid becoming prey to dishonest and predatory lenders.
Prepaid Debit Card Do’s and Don’ts
Prepaid debit cards are currently a staple in the financial sector, especially since more than 2 billion people are without bank accounts. Low credit scores mean credit card denials or, even worse, credit cards with abysmally high interest rates. That’s where prepaid cards come to the rescue.
Avoid Popular Loan Scams Disguised as Financial Fairy Tales
Consumers who find themselves squeezed tight in a money pinch can easily become victims of popular loan scams. This article will explore some of the most common of these dastardly deeds.
Solutions for Millennials With Personal Finance Problems
Today’s millennials need solutions for personal finance problems for the fast-paced technological world in which they live. Compared to people their age 80 years ago, millennials deal with far more student loan debt, retirement savings concerns, child care costs, and other personal finance matters.
The Business of Creative Financing
There used to be a mere few options available to get financing for major ventures. The choices were traditional borrowing from a financial institution or from family and friends. Today, there are unlimited ways to get financing for any purpose. Creative financing has opened the doors for consumers who want or need an innovative way to get money to fulfill their dreams.
Smarter Loans Identity Theft Series (Part 3 of 3) – Theft Prevention Advice for Credit Protection
In this third installment of our Identity Theft Series will provide practical prevention suggestions and outline what is being done to combat this illegal activity.
Smarter Loans Identity Theft Series (Part 2 of 3) – How Child Identity Theft Affects Credit
In Part 1 of the Smarter.Loans Identity Theft Series, the ways in which people are robbed of their identity, signs of identity theft, and actions that victims can take were explored. In this second installment, the financial crime of child identity theft will be covered. As with adults, thieves steal identity from children to get credit like auto loans, mortgages and charge cards in the child’s name, among other reasons. They have no intention to repay, which ruins a child’s credit before it even gets started.
Smarter Loans Identity Theft Series (Part 1 of 3) – How Identity Theft Can Ruin Credit and Finances
This is the first in the Smarter.Loans series of articles on the topic of a real 21st century threat to credit and finances; namely, identity theft. Night and day, news reports worldwide broadcast the devastating consequences of this crime such as bad credit, lost time and money, stress and much more.