Smarter Loans Inc. is not a lender. Smarter.loans is an independent comparison website that provides information on lending and financial companies in Canada. We work hard to give you the information you need to make smarter decisions about a financial company or product that you might be considering. We may receive compensation from companies that we work with for placement of their products or services on our site. While compensation arrangements may affect the order, position or placement of products & companies listed on our website, it does not influence our evaluation of those products. Please do not interpret the order in which products appear on Smarter Loans as an endorsement or recommendation from us. Our website does not feature every loan provider or financial product available in Canada. We try our best to bring you up-to-date, educational information to help you decide the best solution for your individual situation. The information and tools that we provide are free to you and should merely be used as guidance. You should always review the terms, fees, and conditions for any loan or financial product that you are considering.
Spring Financial provides Canadians with access to fair priced financial products. They offer a range of products including personal loans, mortgages and credit building.
Their unsecured personal loans application is quick, easy to fill out and every step of the process can be done online or over the phone.
Spring Financial loans range from $500 to $35,000, with interest rates from 9.99 – 46.96%. Once you are approved, then you can sign the loan documents right away. You can use the funds for whatever you want. All of their loans are open which means you can pay them back at any time with no extra fees or penalties.
Interest rate
18.99% – 46.96%
Amount
$500-15,000
Term
6 – 60 months
Who is eligible?
To apply with Spring Financial, you have to be the age of majority in your province, have a valid ID, and have some form of income.
Spring Financial does their best to get everyone approved. Once you apply, one of their associates will review your file and connect with you to complete your application and collect the necessary documents.
How fast can you get the money
Same day approval and funding
Funding method
Same day via e-transfer
How does repayment work
Bank payments, Bi-weekly, Semi-monthly or Monthly
It all went pretty well and was a pretty easy process
I'm happy with the program. I was able to achieve my goals!
They have really good phone support. Their agent explained everything and helped me get approved.
