Spring Financial

Avg. Rating: 5.0 (2 reviews)

Spring Financial provides Canadians with access to fair priced financial products. They offer a range of products including personal loans, mortgages and credit building.

Their unsecured personal loans application is quick, easy to fill out and every step of the process can be done online or over the phone.

Spring Financial loans range from $500 to $15,000, with terms from 9 to 60 months. Once you are approved, then you can sign the loan documents right away. You can use the funds for whatever you want. All of their loans are open which means you can pay them back at any time with no extra fees or penalties.

  • TIME IN BUSINESS: Since 2014
  • # OF CUSTOMERS: Over 250,000
  • TOTAL FUNDED: Over $250M
  • LOANS OFFERED: Personal Loans, Credit Building, Mortgages
Visit site and apply

1-888-781-8439

contact@springfinancial.ca 555 Burrard St #505, Vancouver, BC V7X 1M8
Call Center: 8 AM - 5 PM PST Monday - Friday
Support Offered:
  • Call Centre
  • Email
  • Blog
  • Social Media
Availability: Everywhere in Canada

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate

18.99% – 46.96%

Amount

$500-15,000

Term

9 – 48 months

Eligibility & Documents

Who is eligible?

To apply with Spring Financial, you have to be the age of majority in your province, have a valid ID, and have some form of income.

Spring Financial does their best to get everyone approved. Once you apply, one of their associates will review your file and connect with you to complete your application and collect the necessary documents.

Repayment & Issuance

How fast can you get the money

Same day approval and funding

Funding method

Same day via e-transfer

How does repayment work

Bank payments, Bi-weekly, Semi-monthly or Monthly

Frequently Asked Questions About Spring Financial

What is Spring Financial?

Spring Financial is a leading financial technology company that provides all Canadians with simplified money solutions to help build credit, save money, and borrow responsibly.

What does Spring Financial do?

Spring Financial provides unsecured personal loans to Canadians. Their application is quick, easy to fill out and every step of the process can be done online or over the phone. Once you are approved you can sign the loan documents right away and receive the funds as early as the next day.

Is Spring Financial safe?

Yes, they are! Spring Financial was founded in 2016 and has helped millions of Canadians build and access credit.

What can I use the loan funds for?

You can use the funds for whatever you want and all of their loans are open which means you can pay them back at any time with no extra fees or penalties.

When will I know I'm approved or not?

It doesn’t take long to get an approval, once you apply please keep an eye on your phone as one of Spring Financial's associates will be in touch with you to review your application.

What is Spring Financial's mission?

Spring Financial's mission is to democratize access to better credit with an industry-leading suite of financial solutions that provide better opportunities for Canadians to build credit, save money, and access premium loan products.

What makes Spring Financial different?

Spring Financial's industry-leading product set—including signature credit-building products, mortgage solutions, and personal lending—have allowed hundreds of thousands of Canadians to access financing online, via text, or over the phone – all from the comfort of their own home.

Is Spring Financial safe?

Since their launch in 2014, they have become one of the largest fintech companies in Canada with over a million applicants and 250,000 product originations.

What is the interest rate on a Spring Financial loan?

The interest rate you qualify for will depend on a number of factors such as your credit history, current income, and current debt load. To determine the interest rate you qualify for, you can apply on their website and one of their associates will contact you. However, generally speaking their interest rates range from 18.99% to 46.96%.

How much am I qualified for?

Spring Financial loans range from $500 to $15,000. The amount you qualify for will depend on a number of factors such as your credit history, current income, and current debt load.

How long does it take to fill out a loan application for Spring Financial?

Using Spring Financial's convenient online application you can provide everything required to get approved for a loan in minutes.

Spring Financial Reviews

Avg. Rating: 5.0 (2 reviews)
Thank you Spring

It all went pretty well and was a pretty easy process

David
Approved by Spring Financial

I'm happy with the program. I was able to achieve my goals!

Lucia

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