Select a Loan Type

Company
Amount
Interest Rate
Reviews
Terms
$500 - $35,000
5.9% - 39.9%
12 - 60 Months
$1,500 - $12,500
19.99% - 34.99%
12 - 60 Months
$500 - $30,000
19.99% - 39.99%
6 - 120 Months
$500 - $20,000
19.99% - 46.8%
6 - 60 Months
$2,000 - $10,000
34.9% - 43%
12 - 60 Months
$100 - $15,000
46.93%
12 - 60 Months
$500 - $10,000
12.99% - 39.99%
9 - 36 Months
$500 - $10,000
19.99% - 46.99%
12 - 36 Months
$100 – $15,000
19.99% - 46.93%
Open Line of Credit
$500 - $10,000
46.93%
Open Line of Credit
$2,000 - $10,000
18.9% to 54.9%
12 - 60 Months
$1,000 - $35,000
5.6% - 25.5%
36 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 - $100,000
Starting at 15%
12 - 18 Months
$5,000 - $300,000
Starting at 8.39%
6 - 12 Months
$5,000 - $300,000
Starting at 8%
12 - 24 Months
$4,000 - $300,000
5.49% - 22.79%
6 - 60 Months
$5,000 - $250,000
Starting at 9%
3 - 18 months
$5,000 - $100,000
Starting at 29%
4 - 6 months
$5,000 - $100,000
Starting at 6.87%
3 - 18 Months
$5,000 - $150,000
8.99% - 18.99%
3 - 24 Months
$5000 - $500,000
12.99% - 39.99%
6 - 18 Months
$5,000 – $500,000
Starting at 5.9%
3 – 60 Months
Company
Amount
Interest Rate
Reviews
Terms
$100 - $15,000
46.93%
12 - 60 Months
$100 - $1,500
Varies
Up to 2 months
$100 - $1,500
Varies by Province
Up to 62 days
Company
Amount
Interest Rate
Reviews
Terms
$3,500 - $49,500
8.99% - 29.5%
12 - 84 Months
$5,000 - $40,000
Starting at 2.9%
12 - 72 Months
Company
Amount
Interest Rate
Reviews
Terms
$50,000 and Up
Varies
Varies
Varies
Starting at 2.90%
Varies
$50,000 - Unlimited
Varies
Varies
$10,000 - $25,000
Varies
12 - 60 months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 - Unlimited
4.4% - 18%
2 - 10 years
$5,000 And Up
4.9% - 24.99%
18 - 84 Months
$10,000+
3.99% - 19.99%
12 - 72 months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 - Unlimited
4.4% - 18%
2 - 10 years
$5,000 And Up
4.9% - 24.99%
18 - 84 Months
$10,000+
3.99% - 19.99%
12 - 72 months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 - Unlimited
4.4% - 18%
2 - 10 years
$5,000 And Up
4.9% - 24.99%
18 - 84 Months
$10,000+
3.99% - 19.99%
12 - 72 months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 - Unlimited
4.4% - 18%
2 - 10 years
$5,000 And Up
4.9% - 24.99%
18 - 84 Months
$10,000+
3.99% - 19.99%
12 - 72 months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 And Up
4.9% - 24.99%
18 - 84 Months
Company
Amount
Interest Rate
Reviews
Terms
$500 - $30,000
19.99% - 39.99%
6 - 120 Months
Up to $35,000
Starting at 5.15%
Varies
$50,000 - Unlimited
Varies
Varies
$350 - $25,000
Varies
12 - 60 months
Company
Amount
Interest Rate
Reviews
Terms
$500 - $10,000
19.99% - 46.99%
12 - 36 Months
$350 - $25,000
Varies
12 - 60 months
Company
Amount
Interest Rate
Reviews
Terms
$500 - $30,000
19.99% - 39.99%
6 - 120 Months
Up to $35,000
Starting at 5.15%
Varies
$350 - $25,000
Varies
12 - 60 months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 - $100,000
Starting at 15%
12 - 18 Months
$4,000 - $300,000
5.49% - 22.79%
6 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
$500 - $35,000
5.9% - 39.9%
12 - 60 Months
$1,500 - $12,500
19.99% - 34.99%
12 - 60 Months
$500 - $30,000
19.99% - 39.99%
6 - 120 Months
$500 - $20,000
19.99% - 46.8%
6 - 60 Months
$2,000 - $10,000
34.9% - 43%
12 - 60 Months
$500 - $10,000
12.99% - 39.99%
9 - 36 Months
$500 - $10,000
19.99% - 46.99%
12 - 36 Months
$2,000 - $10,000
18.9% to 54.9%
12 - 60 Months
$1,000 - $35,000
5.6% - 25.5%
36 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
Up to $15,000
19.99% - 24.99%
Up to 84 Months
$1,600 - $10,000
7.26% - 29.95%
36 - 60 Months
$1,500 - $2,500
15.99%
24 - 36 Months

Guides & How-To’s

 

In our guides you will find plenty of tips and lessons on how to manage your money for long term success. Whether you want to get our of debt, build your savings, grow your investment portfolio, start a business or just get your questions answered about money matters, this is a great place to get started.


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Latest Articles

  • By Jared Lindzon

    Jared Lindzon is an experienced journalist, writer and public speaker. He specializes in Business, Technology, Lending and FinTech industries in Canada and abroad. Jared is a regular contributor to Smarter Loans and top tier publications around the World, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

  • By Liz Teodorini

    Liz Teodorini is Marketing Director at iCapital, a financing program that funds hundreds of restaurants and other small businesses across Canada. The company is committed to being Canada’s most caring and responsive loan-alternative provider. They frequently publish articles relating to small business finance.

  • By Jared Lindzon

    Jared Lindzon is an experienced journalist, writer and public speaker. He specializes in Business, Technology, Lending and FinTech industries in Canada and abroad. Jared is a regular contributor to Smarter Loans and top tier publications around the World, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

  • By Jared Lindzon

    Jared Lindzon is an experienced journalist, writer and public speaker. He specializes in Business, Technology, Lending and FinTech industries in Canada and abroad. Jared is a regular contributor to Smarter Loans and top tier publications around the World, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

  • By Jared Lindzon

    Jared Lindzon is an experienced journalist, writer and public speaker. He specializes in Business, Technology, Lending and FinTech industries in Canada and abroad. Jared is a regular contributor to Smarter Loans and top tier publications around the World, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

  • By Kevin Silver

    Kevin Silver is the Chief Risk Officer at Magical Credit, which specializes in instalment lending throughout Canada. He has spent many years gaining deep financial insight in the lending industry and loves to help others increase their financial literacy in today’s world. With an MBA in Global Management as well as a Masters in Industrial and Organizational Psychology, Kevin is able to synthesize knowledge and help educate others. He has written many blogs related to finance and has helped people take control of their lives.

  • By Jared Lindzon

    Jared Lindzon is an experienced journalist, writer and public speaker. He specializes in Business, Technology, Lending and FinTech industries in Canada and abroad. Jared is a regular contributor to Smarter Loans and top tier publications around the World, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

  • By Jeffrey Schwartz

    Jeffrey Schwartz is the Executive Director at Consolidated Credit Counseling Services of Canada. A community and business leader with over 29 years of experience, Mr. Schwartz is focused on assisting individuals and families in need through Consolidated Credit and many other business endeavours, foundations, fundraising projects and not-for-profit work in Canada and the US.

  • By Sean Cooper

    Sean Cooper is the bestselling author of the book, "Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom for Canadians". He bought his first house when he was only 27 in Toronto and paid off his mortgage in just 3 years by age 30. Sean is a personal finance journalist, money coach and speaker, his articles and blogs have been featured in publications such as the Toronto Star, Globe and Mail, Financial Post and MoneySense.

  • By Ty Kiisel

    Ty Kiisel is a Main Street business evangelist, author, and marketing veteran with over 30 years in the trenches, and has been writing about small business and small business finance for OnDeck since 2014. He endeavors to make the maze of small business lending accessible by weaving personal experiences and other anecdotes into a regular discussion of one of the biggest challenges facing small business owners today. @OnDeckCapital

The word on the street...

Since 2016, Smarter Loans has helped thousands of Canadians obtain
different loans and financing with ease

  • I was looking for a loan for my business and was having a hard time finding a reputable company to deal with. Using Smarter Loans I found a reputable lender that approved me quickly and I got the financing I needed in days. Thank you!
    Jason W. Got A Loan For My Business!
  • I've used Smarter Loans on 2 separate occasions. Once to pay off my bills and another time for some emergency expenses. I got funded by 2 different lending companies from the website and my experience was great! I appreciate the help.
    Carol M. Got Approved for 2 Personal Loans Already!
  • I was looking to buy a new Peterbilt truck for my business and had trouble finding financing for it. The folks at Smarter Loans connected me to a company out west and they took great care of me. I got great service and most important, the financing for my truck. I will use them again in the future.
    Mark B. Financing for my truck
  • I came across Smarter Loans on social media and have now become a frequent reader of the articles that they share. I've learned a lot about different loan types, how they work and about some of the great financial companies that offer cool financial products in Canada. Nice to see a company that cares about people that are looking for useful information about financing options.
    Sandra V The Learning Centre is awesome!!!
  • I run 2 fitness studios in the GTA and needed a loan to update some equipment at my gym. These guys came through and connected me with a solid lending company. I got my loan within 3 days of applying and the experience was smooth all the way through. I would recommend them to other business owners that need financing.
    Steven G Approved for a $60,000 business loan!
  • Finally got the car that I wanted for so long. It took me a while to find a financing provider that would give a loan to a 25 year old. My search stopped when I applied through Smarter Loans. They connected me with a lender that helped me get my paperwork in order and then approved me for a $15,000 car loan. Having a car has really changed my life! Thanks team Smarter Loans.
    Suzan L Approved for an Auto loan
  • I had 6 coach busses for my business and wanted to buy 3 more for the summer as this is my busy season. Smarter Loans put me in touch with a lending company that was truly professional and even helped me find the actual busses I wanted to buy. Great rates and top notch service on all fronts. They can help when others can't and I will be a repeat customer in the future!
    Garry M Helped me find financing for a fleet of busses
  • I am home-owner with good credit so getting approved for a $25,000 home-equity loan was easy. I was able to get the funds in my account within 2 days. Got to love how fast & easy it is to get approved for financing online if you don't mind paying a bit extra.
    Harry R Secured Loan for $25,000
  • I was looking to buy a 2012 John Deere 7230 Premium Tractor for my farm. I found a dealership near by but couldn't get the financing I needed. I had to go look online and came across Smarter Loans. They were able to find me a lender that worked with the dealership in my area to close the deal and get me my tractor. Really nice that there are good financing options available on the internet.
    John P Financing for a new tractor

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