SafeLend Canada

Avg. Rating: 5.0 (2 reviews)

Lower your auto loan payment and interest rate and save money by refinancing your car loan all from the comfort of your home.

SafeLend Canada is the country’s only direct auto loan refinance company. They help people lower payments, lower their interest rate, lower their cost of ownership, allowing them to pay less and keep their vehicle all from the comfort of their own home!

They provide alternative solutions to the mainstream, helping customers get in a better financial position and helps them achieve their goals.

  • TIME IN BUSINESS: Since 2021
  • # OF CUSTOMERS: 500+
  • LOANS OFFERED: Auto Loan Refinancing - lower your interest rate and SAVE
Visit site and apply

1-833-843-7233 2010 Winston Park Dr. Suite 200 Oakville, ON, L6H5R7
Call Center: Mon - Fri 8am - 9pm EST
Sat 8am - 5pm EST
Support Offered:
  • Email
  • Call Centre
  • Social Media
  • FAQs
  • Online Chat
Availability: Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Nova Scotia, Ontario, Prince Edward Island, Saskatchewan

Products Offered

Below are all the products offered by this company.

Conditions, Rates & Company Description

Interest Rate

  • 8.99% to 19.99%


  • $7,500 to $50,000


  • Up to 84 months


SafeLend’s goal is simple; provide you with the option of keeping your current vehicle while you continue on the road to be rewarded with a better rate.

Eligibility & Documents

How does SafeLend work?

SafeLend Canada has created a pre-qualification process and tool that allows them to be able to let you know the chances of approval before any credit checks are completed. If there are any concerns, they will advise you of them upfront.

Do I need a certain credit score to apply?

There is no limit on scores, of high or low. SafeLend has created a special matrix with lender partners to look beyond the credit score.

What do you need to provide?

All documentation is completed online. They will require verbal communication over the telephone. The information you will need to provide to SafeLend is:

  • Photos of the vehicle including the odometer, and VIN plate or sticker inside the driver door
  • Copies of Ownership
  • Valid Insurance slip
  • Valid Driver License
  • Void Cheque, or Pre-Authorization Payment form
  • Proof of current rate which is a copy of the old contract
  • Copy of current payout

Repayment,  Issuance & Benefits

How fast can you get the money?

You can prequalify for a car loan in as little as 2 minutes by filling out their 13 quick yes or no questions on their website. No credit check required.

How long will it take to complete an application?

SafeLend Canada’s online application can be completed in as little as 30 minutes.

How does repayment work?

  • Monthly

Why refinance your car loan?

  • Keep your vehicle
  • Less negative equity
  • Lower interest rate
  • Safe and discrete
  • Simple and easy

Frequently Asked Questions About SafeLend Canada

What is SafeLend Canada?

SafeLend Canada is a leader in offering the option of re-writing and re-financing auto loans at lower rates which is a significant opportunity for consumers to save thousands of dollars.

Why do people love SafeLend Canada?

SafeLend Canada provides flexibility to customers with the option of dealing completely online from their home.

What does SafeLend Canada do?

Refinancing can be difficult and tough to find the right team to clarify your financing options and strenuous to find someone you can trust through the process. At SafeLend Canada, their here to help you understand your refinancing auto loan options.

Who does SafeLend Canada work with?

SafeLend Canada provides multiple options for all types of credit situations. Their goal is to work with as many financial institutions as possible and generate customers and leads for each of those lenders.

What does SafeLend Canada strive to do?

SafeLend Canada allows customers to keep their current vehicle, and re-finance it at lower rates, and has a focus on excellent customer service, creating strong customer retention.

What is SafeLend Canada's goal?

SafeLend Canada is dedicated to building long term relationships with clients through professional customer service and sound business practices.

Will working with SafeLend Canada affect my credit score?

SafeLend Canada does not pull your credit report. Their partnered lender will pull a report to verify the information given to them. All credit reporting agencies have different credit score formulas. There is always a minor credit score adjustment when your credit file report is pulled. SafeLend does not operate like when people purchase a used vehicle and the dealer shotguns the application off to multiple lenders which will hurt your credit score due to multiple reports. If there is more than one lender working on the application, they are sure to let you know.

How much does SafeLend Canada cost?

SafeLend Canada has a $299.00 processing fee. This is sometimes included in the new auto loan or it is paid upfront after the new auto loan has been created.

Is SafeLend Canada safe?

Yes. SafeLend is one of, if not the only actual auto loan refinance companies in Canada that has full partnerships with their lenders. SafeLend is an accredited member of the Better Business Bureau and has full open transparent lines of communication.

How much can I borrow from SafeLend?

SafeLend offers loans from $7,500 to $50,000.

What is the interest rate on a SafeLend loan?

You can get a loan from SafeLend at an interest rate of 8.99% to 19.99%.

SafeLend Canada Reviews

Avg. Rating: 5.0 (2 reviews)
What an easy process!

I saved so much on my car loan. Chris was amazing! On top of his game!! Thanks Chris!

Tanya C.
Professional and Quality Service at SafeLend

Chris at SafeLend Canada cannot be beat he is always available and super responsive to my many questions. I felt at ease and everything got put together so quickly. Chris gets top marks as a personable and professional business person!!

Heather T.

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