Cash 4 You

Avg. Rating: 4.0 (5 reviews)

Since 2001, Cash 4 You has helped millions of hardworking Canadians with a variety of personalized money solutions including Installment Loans, Personal Loans, Payday Loans, Cheque Cashing & Money Transfer services with no hassle and more flexibility than banks.

We are a Canadian Consumer Finance Association recognized, fully-licensed lender with 100+ locations serving our valued customers all across Ontario. We believe our customers deserve transparent & understandable loan terms and therefore encourage fair and fully disclosed lending practices.

Our core values drive our passion and uncompromising dedication to treat every customer with the highest level of integrity & respect. All for the sole purpose of our customers having confidence in their choice to work smartly & reliably with Cash 4 You.

What differentiates us is our culture and our extreme customer obsession! We stop at nothing to WOW our customers. We do
whatever it takes to make them happy & successful!

  • TIME IN BUSINESS: SINCE 2001
  • # OF CUSTOMERS: OVER 1 Million
  • TOTAL FUNDED: Over $1 Billion
  • LOANS OFFERED: Personal Loans, Installment Loans, Payday Loans
Apply Now

1-866-627-1709

250 Dundas Street South, Cambridge, ON. N1R 8A8
Call Center: Mon-Fri: 9am-9pm EST Sat: 9am-5pm Sun: 10am-5pm
Support Offered:
  • Email Support
  • Call Support
Availability: Ontario Only

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate 46.93% Amount $100 – $15,000 Term 12-60 months

Eligibility & Documents

Who is eligible

  • Ontario Resident over 18 years of age

What you need to provide

  • Proof of income
  • Government ID
  • Banking Info

Repayment & Issuance

How fast can you get the money Same Day Funding method Interact E-Transfer, Direct Deposit or Pick up at store How does repayment work Depends on the pay day (weekly, biweekly, etc.) Cash / Interac debit / Bank Deposit

Frequently Asked Questions About Cash 4 You

What is Cash 4 You?

My Cash 4 You has helping many hard working Canadians with a variety of personalized money solutions including Installment Loans, Personal Loans, Payday Loans, Cheque Cashing & Money Transfer services since 2001.

Is My Cash4You Safe?

Cash 4 You is Canadian Consumer Finance Association recognized and is a fully-licensed lender with 100+ locations serving valued customers all across Ontario. They believe customers deserve transparent & understandable loan terms and therefore encourage fair and fully disclosed lending practices. They are 100% Canadian and have been providing money solutions to Canadians for nearly two decades. They allow you to send money to more than 500,000 agent locations in over 200 countries and territories.

What Products and Services Does Cash 4 You Offer?

Cash 4 You offers instalment and payday loans, along with cheque cashing services.

How Much Can I Borrow from Cash 4 You?

Cash 4 You can lend anywhere from $120 to $15,000 depending on the type of loan you are applying for. Instalment loans are from $1,000 to $15,000 and payday loans are from $120 to $15,000.

What Is the Interest Rate on a Cash 4 You Loan?

The interest rate on Cash 4 You loans are around 46.93%.

What Is the Term Length for a Cash 4 You Loan?

Terms on Cash 4 You loans are between 12 and 60 months.

How to Qualify for a Cash4You Loan?

Perfect credit is not needed in order to qualify for a Cash 4 You loan and instead because they have many money solutions for all credit types, you need to provide proof of income, government identification that proves you are an Ontario resident over 18 years of age and supply banking information.

Can I Apply Online for a Cash 4 You Loan?

You can easily apply for a Cash 4 You loan in person at one of their 100+ locations or online, using their online platform at any time.

How Fast Can I Get a Loan from Cash 4 You?

Cash 4 You is known for quick delivery and you can receive your loan, if accepted the same day as applying.

How Will Cash 4 You Send Me the Loan?

Cash 4 You offers multiple ways to receive loan funds. One, you can go to any one of their 100+ locations and pick up the cash in person, two you can request Interac E-Transfer or direct deposit where the loan proceeds will be deposited directly into your bank account.

How Does Loan Repayment Work at Cash 4 You?

You can set up a Cash 4 You account to pay back your loan directly online, pay in a Cash 4 You store, or pre-authorize payments to come out of your bank account to repay the loan directly.

Which Provinces Is Cash 4 You Available in?

Cash 4 You is available in Ontario only.

What Kind of Customer Support Does Cash 4 You Offer?

Cash 4 You customer support cares about their customers and if you have any comments , suggestions or questions, you can fill out their online email form and a representative will be in touch. You can also contact them through their call line and in person at one of their locations.

What are Cash 4 You Working Hours?

You can apply for a Cash 4 You loan anytime online, 24/7. However their call centre hours are from Monday to Friday between 9AM to 9PM EST, Saturday 9AM - 5PM EST and Sunday 10AM to 5PM EST.

Cash 4 You Reviews

Avg. Rating: 4.0 (5 reviews)
Good model

They have convenient hours, lots of locations they have a low interest rate, you can refer friends and get money for doing it. They will cash any of your checks so that you have money till your next payday.

Julian
Easy and Quick

The entire experience with Cash 4 You was easy and the staff was very friendly.

Megan
quick approval

Needed $500, applied online and got it the same day. Quick and easy.

Rapul
No clue about customer service

I have never experienced such a poorly run online business. Over the course of an afternoon they had preapproved me for three different amounts, $10,000 , $2,100 and $1,500. I tried talking to them by phone. Each of the so-called customer service representatives gave me a different story and as soon as I got them to go off script they were even more useless. Their final answers were pretty much all the same. Go to the store. After going through this for the better part of an afternoon I found out that even with online approval they want you to go to the store with all your information so I have to wonder what the online process is supposed to accomplish at Cash4you. I had expected the sort of experience I've had in the past with companies such as MoGo money and icash where the transaction is actually processed online and an e-transfer is sent usually in under 30 minutes. Cash4you online is a total waste of time. They pretend to offer online service when they should just send you to a store at the beginning of the process because that's where you end up even after spending hours with them online. Why not save yourself the frustration and avoid these people all together.

Steve Corey
Quick

I applied and got approved the same day. Interest are high but the funding is super quick.

Johny

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