Smarter Loans Inc. is not a lender. Smarter.loans is an independent comparison website that provides information on lending and financial companies in Canada. We work hard to give you the information you need to make smarter decisions about a financial company or product that you might be considering. We may receive compensation from companies that we work with for placement of their products or services on our site. While compensation arrangements may affect the order, position or placement of products & companies listed on our website, it does not influence our evaluation of those products. Please do not interpret the order in which products appear on Smarter Loans as an endorsement or recommendation from us. Our website does not feature every loan provider or financial product available in Canada. We try our best to bring you up-to-date, educational information to help you decide the best solution for your individual situation. The information and tools that we provide are free to you and should merely be used as guidance. You should always review the terms, fees, and conditions for any loan or financial product that you are considering.
Earn a Welcome Bonus of 50,000 Marriott BonvoyTM points (conditions apply)
Pay no annual fee
Earn a Welcome Bonus of 35,000 points when you charge $7,000 in purchases to your Card
Earn a bonus of 2,000 AIR MILES®* Reward Miles (conditions apply)
Earn a Welcome Bonus of 30,000 points (conditions apply)
Get 2 Miles for every $20 spent at IGA*
Get 800 AIR MILES Bonus Miles*
1 Mile for every $15 in card purchases everywhere else MasterCard is accepted*
Get 800 AIR MILES Bonus Miles*
Get $50 CashBack Rewards!*
The ideal way to travel and shop – or buy online – from U.S. retailers.
FREE Roadside Assistance ($69/year value)*
Get 2x the Miles for every $20 spent at participating AIR MILES Partners*
Get 1% cash back on all other card purchases – no caps, no category limits!*
Enjoy our lowest interest rate of 12.99% on purchases and cash advances*
Get 1 BMO Rewards point for every $1 spent*
Get up to $540 in your first year*
Earn 1 reward mile for every $10 in credit card purchases, everywhere you spend*
Earn 1.5% CashBack on ALL card purchases – no caps, no category limits!
No Credit Checks! The easiest way to get a credit card. Rebuild credit safely, easily and affordably.
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
7.99% introductory interest rate on purchases for the first 6 months
Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter.
Earn 5,000 Scotia Rewards bonus points with your first $500 in everyday purchases in the first three months
Enjoy luxury travel privileges for your journey
Earn 5% in GM Earnings on the first $5,000 spent
Earn 5,000 bonus points with your first $500 in everyday purchases in first three months
Special 3.99% introductory interest rate on balance transfers for the first 6 months.
Special introductory 7.99% interest rate on purchases for the first 6 months
Special 1.99% introductory interest rate on balance transfers for the first 6 months
30,000 Scotia Rewards bonus points, with your first $750 in everyday purchases in first three months.
2% Cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.
5,000 bonus SCENE points with your first $500 in everyday purchases in first three months
Best cash back card 4 years in a row.
