Smarter Loans Inc. is not a lender. Smarter.loans is an independent comparison website that provides information on lending and financial companies in Canada. We work hard to give you the information you need to make smarter decisions about a financial company or product that you might be considering. We may receive compensation from companies that we work with for placement of their products or services on our site. While compensation arrangements may affect the order, position or placement of products & companies listed on our website, it does not influence our evaluation of those products. Please do not interpret the order in which products appear on Smarter Loans as an endorsement or recommendation from us. Our website does not feature every loan provider or financial product available in Canada. We try our best to bring you up-to-date, educational information to help you decide the best solution for your individual situation. The information and tools that we provide are free to you and should merely be used as guidance. You should always review the terms, fees, and conditions for any loan or financial product that you are considering.
Welcome Offer: Get up to 60,000 points and $570 value in your first year!*
Welcome Offer: Get up to 90,000 points.*
Earn 10% cash back on all eligible purchases (up to $400 cashback) for the first 4 months
New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.
Welcome Bonus Offer: Earn 70,000 Welcome Bonus Marriott Bonvoy™ points after you charge $5,000 in purchases to your Card in your first three months of Cardmembership.
Pay no annual fee
Earn up to 100,000 bonus Membership Rewards® points: Earn 80,000 bonus Membership Rewards® points when you spend $6,000 in purchases within the first three months of Cardmembership.
Earn a welcome bonus of 2,400 AIR MILES®* Bonus Miles when you charge a total of $3,000 in purchases to your Card within your first 3 months of Cardmembership. (conditions apply)
New Platinum® Cardmembers, earn 80,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership
Welcome Bonus of 2,000 AIR MILES®* Bonus Miles (conditions apply)
Earn up to 30,000 Membership Rewards® points
Earn a bonus of 2,000 AIR MILES®* Reward Miles (conditions apply)
Earn a welcome bonus of 60,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership. (conditions apply)
The ideal way to travel and shop – or buy online – from U.S. retailers.
Get 3x the Miles for every $25 spent at participating AIR MILES Partners.
Welcome offer: Get 5% cash back in your first 3 months.
Enjoy our lowest interest rate of 12.99% on purchases*
Get 1 BMO Rewards point for every $1 spent*
Get up to 60,000 points and the annual fee waived in the first year*
Earn 1 reward mile for every $10 in credit card purchases, everywhere you spend*
Earn more cash back on the categories that mean the most.
No Credit Checks! The easiest way to get a credit card. Rebuild credit safely, easily and affordably.
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
