Aggregated insight from loan applications submitted on our platform: what Canadians ask for, where, and at what scale. Measured at the point of application, before any lender decides.
Lending demand rose 30.6 percent in the strongest half since 2024, and the typical request got smaller. This Index measures the side of credit Canada has never counted: what borrowers ask for, before any lender decides.
Published October 2026. The first quarterly edition tests whether the shift to smaller, more frequent borrowing holds.
Aggregation rules, minimum segment size, and what we never publish.
Read the methodologyEvery chart ships with its data as a table. Custom aggregate cuts available within our privacy rules.
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