Avg. Rating: 4.3 (8 reviews)

easyfinancial provides personal loans of $500 to $15,000 with terms of 9 to 60 months. We get you cash fast with a simple 15-minute application process and easy decision within 30 minutes or less. We provide flexible payment options and absolutely no hidden fees.

  • # OF CUSTOMERS: OVER 150,000
  • LOANS OFFERED: Personal Loan


Call Center: Monday – Friday: 9AM to 10PM EST
Saturday – Sunday: 10AM to 6:30PM EST
Support Offered:
  • Web Chat
  • Help Center/Blog
  • Email Support
Availability: All of Canada

Loans Offered

Below are all the loan products offered by this company.

Conditions & Rates

Interest rate 29.99% – 46.96% Amount $500 – $15,000 Term 9 – 60 months

Eligibilty & Documents

Who is eligible

  • Canadian residents (Not Quebec)
  • At least 18 years old
  • Minimum net income of $1200 per month
  • No bankruptcies: (has to be discharged for at least six months, as well as any consumer proposal.
  • Cannot be in credit counseling.

What you need to provide

  • 2 recent pay stubs
  • Last 30 days of banking information
  • 1 recent bill addressed to your current home
  • 2 pieces of government photo ID

Repayment & Issuance

How fast can you get the money 1 day or more Funding method Direct bank deposit
Prepaid credit card
Mailed cheque How does repayment work every 2 weeks, twice per month, monthly
In branch or by automatic withdrawal

Easyfinancial Reviews

Avg. Rating: 4.3 (8 reviews)
Quick and easy!

I had a great experience at easyfinancial. They are friendly and always helpful. Thank you for great advice!


Easy process to consolidation loan application and approval. Good company to deal with and they really understood my position.

If you need this,use them

I literally applied and it took me 10 minutes to do the application.
I got a call from their representative 10 minutes later,got approved went over few things and got funded so quickly!

Trying to build my credit

Well like many others, I'm trying to rebuild my credit and don't have the best score about 545. I got a quick approval like they stated for the amount I asked. They even found equity in my beater commuter car, which was a pleasant surprise.

Frank S.

You guys called me at just the right time to let me know I had funds available! Thanks Kitchener Forest Glen branch for your prompt and courteous service!


I bought there insurance plan on my loan and when I need it. It was like pulling teeth they blamed the insurance company mean while it was there fult long story short I had to do there job for them.


overall great company

Love easy financial

It was frustrating going back and fourth with getting documents set for the pre approved loan but once I got it I was super ecstatic. Easy financial gave me a second chance at bettering my creditscore when no other finance company would help me with a loan. I was in bad financial need and easy financial pulled through. Thank you easy financial you guys helped me out greatly. Your staff also were a great help

Alex lavoie

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