Avg. Rating: 4.7 (11 reviews)

With a personal loan from AimFinance you can take care of your debt, repairs, emergency expenses and more with ease. Discover a better way to borrow.

AimFinance provides personal installment loans from $1,000 to $5,000 to help Canadians in need of a loan but might not have a savings or a good credit score. AimFinance provides loans with fixed payments and affordable rates.

We aim to provide fair access to affordable credit, with our online application making it easy to get the funds you may need, and we provide a quick decision about whether your application is approved.

By including alternative data when considering your application, AimFinance can see the big picture, and we are here to assist you.


  • TIME IN BUSINESS: Since 2022
  • # OF CUSTOMERS: Over 1,000
  • LOANS OFFERED: Personal Loans, Debt Consolidation Loans, Cash Loans
Visit Site and Apply

1-888-664-1982 355-4480 ch. de la Cote-de-Liesse, Mont-Royal, Quebec H4N 2R1
Call Center: Mon - Fri: 9am to 5pm EST
Support Offered:
  • Phone Support
  • Email Support
  • Customer Login
  • Social Media
  • FAQs
  • Blog
  • Loan Calculator
Availability: Ontario & BC

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate



$1,000 – $5,000


9 – 24 months

Eligibility & Documents

Who is eligible?

  • Canadian resident over 18 years of age.
  • Minimum income of $1,200 per month and employed.
  • Have an active Canadian bank account (chequing) with direct deposit.
  • Valid mobile phone number, email address, and a Canadian physical address of residence.
  • Fair to good credit score.

What you need to provide

  • Complete online application.
  • Most applicants require no documents.

Repayment & Issuance

How fast can you get the money Within 24 hours Funding method Direct deposit  How does repayment work Payments are made by debiting your bank account or e-transfer


Frequently Asked Questions About AimFinance

What is AimFinance?

AimFinance provides personal loans that offer a convenient solution for managing debt, handling repairs, covering emergencies, and more. They use alternative data to understand your financial situation better, offering personal cash loans ranging from $1,000 to $5,000. Discover a smarter way to borrow with AimFinance.

What kind of loans does AimFinance offer?

AimFinance offers a variety of loans, including Personal Loans, Debt Consolidation Loans, and Cash Loans, to meet your financial needs.

How can I apply for a loan from AimFinance?

Applying for a loan with AimFinance is a straightforward process. Just click the "apply" button on their website to begin, and follow the step-by-step on-screen instructions provided in the application process.

Can I apply with bad credit?

Your credit history won't stop AimFinance from considering your application. To determine your eligibility, simply submit your application. Applying takes only a few minutes, and you'll receive a prompt decision.

Who is eligible for a loan from AimFinance?

To be eligible for an AimFinance loan, you must meet several key criteria. First, you should be at least 18 years old, which is the age of majority in Ontario or British Columbia. Additionally, you need to either be a Canadian citizen or a permanent resident with a stable employment situation. Furthermore, your bank account should consistently receive a monthly net income of $1,200 or more. You must also hold a Canadian bank account that has been open for at least 90 days, providing access to online banking. Alongside this, you must have a valid mobile phone number, email address, and a Canadian physical address of residence. Finally, as part of the application process, you will need to grant access to your bank account for secure instant banking verification (IBV) through our partners.

How much can I borrow from AimFinance?

You can borrow anywhere from $1,000 to $5,000 through the AimFinance lending platform. The specific amount you are approved for will be determined based on factors like your credit score, income, and debt-to-income ratio. Please note that AimFinance uses an automated system to assess eligibility, and their customer support team cannot guarantee a predetermined loan amount. Their commitment is to offer responsible borrowing solutions tailored to your financial situation.

What can I use my loan funds from AimFinance for?

A personal loan from AimFinance provides financial flexibility, allowing you to address various needs. Whether you want to consolidate debts, embark on home improvement projects, finance your dream wedding, or acquire a camper or boat you've always desired, AimFinance personal loans can help you achieve these goals. It's essential to grasp the mechanics of personal loans before borrowing, enabling you to make informed decisions that align with your specific circumstances.

How does the loan process with AimFinance work?

AimFinance offers unsecured personal loans, allowing you to access funds of up to $5,000. The application process involves providing personal and employment information. If you meet the eligibility criteria and your application is approved, the loan amount will be swiftly deposited into your bank account.

Is AimFinance safe?

AimFinance is dedicated to putting customers first, ensuring personalized experiences, fair access to affordable credit, and becoming a trusted choice for Canadians seeking financial services and improved financial journeys. Your safety and satisfaction are their top priorities.

AimFinance Reviews

Avg. Rating: 4.7 (11 reviews)
Same day

Quick and easy online app. Got funded the same day.


I had a question about the terms and reach out over a call about my application. The person I spoke with was nice and helpful.

I would recommend

I applied and got approved and had the money in my account the next day. They made it easy during a difficulty time and I did not think I would get their approval with my credit less than perfect. I will use Aim again in future.

Will use again

Aim finance was fast and made it possible to take care of bills when I was in a tough spot and didn't know what I would do.

Aim finance was a big help

When we realized we had some unplanned for expenses we looked around for borrowing options. After comparing a few, many with more reviews, we chose aim finance because they seemed to be more forward about their business practices. The last thing we needed was another surprise. It turns out aim finance was good to work with and can say that they are worth recommending to others.

Thank you Aim

Thanks for giving me a loan when I needed it. The experience was easy and the staff were friendly.

Smooth application process

The loan application process was streamlined and efficient. I appreciated the online application's simplicity, which saved me considerable time.

Narat Jackson
Customer service

What stood out for me was AimFinance's customer service. The representatives were knowledgeable, empathetic, and patient in addressing my queries.


Aim help me with a quick loan when I need.

Personal Loan

AIM’s loan helped me eliminate a past due debt

Help when I needed

Thankful that Aim approved my request when they did and received the funds the next day.


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