Car Deal Canada logoCar Deal Canada Review 2026

QUALITY LENDER ESTABLISHED LENDER What these mean ›
★★★★★ 4.4 · 5 borrower reviews
Car Deal Canada is a Canadian lender offering auto loans from $10,000 to $75,000. Funding in as little as 48 hours.

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Rates checked August 24, 2026
In business
Since 2015
Customers served
50,000+
Total funded
Over $45 Million
Branches
Online Only
Provinces
8 of 13

Our verdict

Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan

Best for
Buyers with poor credit who want a mid-range vehicle and broad provincial coverage
Not for
Buyers needing under $10,000
What we like
  • + 7.99% APR floor
  • + Serves 8 provinces, among the broadest in the auto pool
  • + Accepts full-time, part-time and self-employed income
Where it could improve
  • − $10,000 minimum is the second-highest entry point in the pool
  • − Only the rate floor is published, so the ceiling is unknown at application

Products offered

Each product is priced separately. Compare them below.

Auto Loan
Secured on the vehicle · ON, BC, AB + 5 more
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Amount
$10,000 - $75,000
Rate
From 7.99% APR
Terms
12 - 96 months
Funding
48 hours
Min income
$2,000/mo

See if you qualify

Four questions checked against Car Deal Canada's published criteria, per product. No application started.

Answer the questions to check Car Deal Canada's published criteria
Educational check against published criteria. Not an approval or offer.

Contact Car Deal Canada

Get in touch

Support and hours

  • Mon-Sat8am-6pm MST
  • Sun:Closed
  • ChannelsPhone Support, Email Support, Blog, Social Media, Car Loan Calculator

Awards earned by Car Deal Canada

Issued by our editorial team from platform data and verified reviews. Lenders cannot buy them.

QUALITY LENDER badge Quality Lender

Vetted lenders that are listed on Smarter Loans

ESTABLISHED LENDER badge Established Lender

Listed on Smarter Loans for 3 or more years

Badges are issued by our editorial team from platform data and verified reviews. They are never sold, and featured placement has no bearing on them. Read the badge criteria ›

Borrower reviews

5 reviews from borrowers who used Car Deal Canada. Reviews are moderated; lenders cannot remove them.

★★★★★ Bought a Kia

I was able to get a brand new Kia using Car Deal Canada. The process was nice and simple. All done online too which was cool.

Molly
★★★★★ Fast, Local, and Hassle-Free!

Fast approval and they matched me with a dealer near my home. Really easy process.

Colin S.
★★★★☆ Straightforward and Got the Job Done

No-frills but effective. I got the car I needed with fair financing.

Eliza D.
★★★☆☆ Quick Approval, Slow Paperwork

The approval was quick but it took a while to finalize paperwork.

Jay P.
★★★★★ Honest Answers, Excellent Service

Great team at Car Deal Canada. They answered all my questions clearly and honestly.

Patrick G.

Common questions about Car Deal Canada

Who is Car Deal Canada?

Car Deal Canada, a pioneer in automotive financing since 2015, transforms the car buying process through our online loan services. With a commitment to serving a diverse range of clients, including those with varying credit backgrounds, we prioritize convenience and flexibility. Our powerful tagline, "Buy a car from your phone," underscores our innovative approach, fusing technology with customer convenience. With a track record of remarkable growth and success, we've helped over 50,000 Canadians fulfill their car ownership aspirations, continually raising the bar in customer satisfaction and service excellence.

Who does Car Deal Canada help?

With a commitment to serving a diverse range of clients, including those with varying credit backgrounds, Car Deal Canada prioritizes convenience and flexibility.

Is Car Deal Canada safe?

With a track record of remarkable growth and success, Car Deal Canada has helped over 50,000 Canadians fulfill their car ownership aspirations, continually raising the bar in customer satisfaction and service excellence. At Car Deal Canada, you're in charge. Share your desired vehicle and preferred payment, and they'll connect you with options that align with your choices. They offer a selection of 20,000 vehicles to choose from and provide free nationwide delivery. Their approvals cover all credit scenarios, ensuring low and affordable payments, all while delivering a swift and stress-free process.

Who is eligible for a Car Deal Canada loan?

To qualify, you should be over 20 years old and employed full-time or self-employed for a minimum of three months. Your monthly income should exceed $2,000, and you must hold a valid driver's license. Additionally, you'll need to provide a driver's license, proof of income, and a completed application to proceed with your loan application.

How does Car Deal Canada work?

At Car Deal Canada, they make securing unbeatable car loan interest rates in Canada easy. With their expertise, they simplify the process to match your financial profile with the best available rates, turning your dream car into a reality. They work with a network of trusted lenders to ensure you drive away with a fantastic deal. Use their calculator to calculate your potential payments based on your chosen rate.

Do I need any money down?

In most cases, you won't need to make a down payment to secure a vehicle. The need for a down payment is determined by various factors and will be confirmed once Car Deal Canada connects you with the appropriate dealer partner.

Car Deal Canada · $10,000 - $75,000 · funding in 48 hours Apply Now