Cash Money logoCash Money Review 2026

QUALITY LENDER What these mean ›
★★★★★ 4.6 · 16 borrower reviews
Cash Money is a Canadian lender offering lines of credit and payday loans from $100 to $10,000. Funding in as little as 48 hours.

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Rates checked August 5, 2026

Our verdict

Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov

Best for
Borrowers who want a payday advance and a longer-term line from the same provider
Not for
Anyone who can wait 48 hours and qualify for an instalment loan instead
What we like
  • + Line of credit to $10,000 gives an exit from repeat payday borrowing
  • + $1,000 monthly income requirement is among the lowest in the pool
  • + Serves 10 provinces and territories, with branch and online access
Where it could improve
  • − Payday cost of $14 per $100 is the provincial maximum, not a competitive price
  • − The line of credit is fixed at 34.99% APR

Products offered

Each product is priced separately. Compare them below.

Line of Credit
Revolving · ON, BC, AB + 7 more
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Amount
$500 - $10,000
Rate (APR)
34.99% APR
Terms
Revolving
Funding
48 hours
Min income
$1,000/mo
Payday Loan
Short-term · ON, BC, AB + 7 more
Apply Now
Amount
$100 - $1,500
Rate
$14 per $100 borrowed
Funding
48 hours
Min income
$1,000/mo

See if you qualify

Four questions checked against Cash Money's published criteria, per product. No application started.

Answer the questions to check Cash Money's published criteria
Educational check against published criteria. Not an approval or offer.

Awards earned by Cash Money

Issued by our editorial team from platform data and verified reviews. Lenders cannot buy them.

QUALITY LENDER badge Quality Lender

Meets our full vetting standard: licensing verified in every province served, transparent pricing, and accessible support.

Badges are issued by our editorial team from platform data and verified reviews. They are never sold, and featured placement has no bearing on them. Read the badge criteria ›

Borrower reviews

16 reviews from borrowers who used Cash Money. Reviews are moderated; lenders cannot remove them.

★★★★★ Good Service

Awesome customer service! Cheque cashing and pay day loans are cheaper than with other payday lenders

Emma
★★★★★ Great Customer Service

Really great customer service and I had no problem getting a loan! Would definitely recommend to anyone needing a loan!

Wynonna R.
★★★★★ Quick Application
May De Ocampo
★★★★★ Very Satisfied

So quick and easy...very satisfied and happy!

Donna W.
★★★★★ Great Service

Great service..very quick and easy..didn't have to worry about running around frantically getting tons of documents just to be denied...would totally recommend to friends...thank you very much...definitely eased some tension in my life..Joey

Joey
★★★★★ Excellent service

It's an awesome company and I would recommend it to anyone

Desmond Markland
★★★★★ Highly Reccomended

They were very helpful and polite they reviewed my loan and approved it, and sent me the loan. Give them a try as they are the real deal. via. Trustpilot

Alan M.
★★★★★ Professional Service

Great customer service and professional way to handle customer enquiries

Amrik K
★★★★★ Simply the best

Britney elizabeth cassanera

Allan
★★★★★ Loan Approved in Under 2 Hours

Got my loan in under 2 hours. Super fast and professional service.

Eric. M

Showing 10 of 16 reviews.

Common questions about Cash Money

What is Cash Money?

Cash Money was founded in 1992 and has helped nearly 600,000 Canadians meet their short-term cash needs quickly, conveniently and with more flexibility than banks, other payday lenders, and cheque cashing. Cash money offers fast cash loans to help you cover emergency or unforeseen expenses. Unlike some of the other lenders in Canada, Cash Money offers three convenient ways to apply for a personal loan - apply for cash online, in-stores or over the phone.

Is Cash Money Safe?

91% of Cash Money Customers say they are very satisfied with their loan experience. Cash Money is known for what they call the Cash Money difference and pride themselves in an easy application process, fast cash, friendly customer service, extended hours, and responsible lending. They've been around for almost 20 years and on top of that they have helped over 600,000 people.

What Products and Services Does Cash Money Offer?

Cash Money offers lines of credit, installment loans, payday loans and also provides various financial services including, money orders, cash cheques and is a reliable place to purchase money orders.

How Much Can I Borrow from Cash Money?

Cash Money payday loans are between $500 and $10,000. Their line of credit ranges from $500 to $10,000.

What Is the Interest Rate on a Cash Money Loan?

The interest rate on Cash Money's line of credit annually is 34.99% and as for their payday loan, the cost varies based on the province.

What Is the Term Length for a Cash Money Loan?

Cash Money offers up to a 62 day term for their payday loan and their line of credit term is open ended.

Cash Money · $100 - $10,000 · 2 products · funding in 48 hours Apply Now