Cash Money Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov
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Four questions checked against Cash Money's published criteria, per product. No application started.
Cash Money runs two products under one roof with different maps: the line of credit reaches ten provinces and territories, the payday loan eight.
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16 reviews from borrowers who used Cash Money. Reviews are moderated; lenders cannot remove them.
Awesome customer service! Cheque cashing and pay day loans are cheaper than with other payday lenders
Really great customer service and I had no problem getting a loan! Would definitely recommend to anyone needing a loan!
So quick and easy...very satisfied and happy!
Great service..very quick and easy..didn't have to worry about running around frantically getting tons of documents just to be denied...would totally recommend to friends...thank you very much...definitely eased some tension in my life..Joey
It's an awesome company and I would recommend it to anyone
They were very helpful and polite they reviewed my loan and approved it, and sent me the loan. Give them a try as they are the real deal. via. Trustpilot
Great customer service and professional way to handle customer enquiries
Britney elizabeth cassanera
Got my loan in under 2 hours. Super fast and professional service.
Showing 10 of 16 reviews.
Cash Money was founded in 1992 and has helped nearly 600,000 Canadians meet their short-term cash needs quickly, conveniently and with more flexibility than banks, other payday lenders, and cheque cashing. Cash money offers fast cash loans to help you cover emergency or unforeseen expenses. Unlike some of the other lenders in Canada, Cash Money offers three convenient ways to apply for a personal loan - apply for cash online, in-stores or over the phone.
91% of Cash Money Customers say they are very satisfied with their loan experience. Cash Money is known for what they call the Cash Money difference and pride themselves in an easy application process, fast cash, friendly customer service, extended hours, and responsible lending. They've been around for almost 20 years and on top of that they have helped over 600,000 people.
Cash Money offers lines of credit, installment loans, payday loans and also provides various financial services including, money orders, cash cheques and is a reliable place to purchase money orders.
Cash Money payday loans are between $500 and $10,000. Their line of credit ranges from $500 to $10,000.
The interest rate on Cash Money's line of credit annually is 34.99% and as for their payday loan, the cost varies based on the province.
Cash Money offers up to a 62 day term for their payday loan and their line of credit term is open ended.
In order to qualify for a Cash Money loan, you must be a Canadian resident, a minimum of 18 years old, provide government identification and proof of income and or pay stubs.
Yes, Cash Money allows for you to apply online anytime.
If you are approved, then you will receive your loan funds within 24 hours.
Approved recipients will receive loan funds directly into their bank account.
Cash Money loans are repaid through scheduled preauthorized payments from your bank account.
Cash Money operates in Ontario, Alberta, British Columbia, Saskatchewan, and Nova Scotia.
You can contact Cash Money customer support through their help centre on their website (blog), call centre or by email.
Cash Money allows you to apply for a loan 24/7 online and they have a call centre available Monday to Friday from 8AM to 11PM EST and Saturday and Sunday from 9AM to 5PM EST.
