Avg. Rating: 5.0 (7 reviews)

Fairstone is Canada’s leading non-bank lender, with roots in Canada since 1923. We offer flexible loan products that meet Canadians’ borrowing needs. From personal loans to home equity loans and debt consolidation, Fairstone provides responsible borrowing solutions at over 225 branches coast to coast. Fairstone also partners with businesses across Canada to offer consumer financing. We’re proud to help in the communities where we live and work, because community matters.

  • TIME IN BUSINESS: Since 1923
  • # OF CUSTOMERS: Over 1M
  • LOANS OFFERED: Installment Loan, Debt Consolidation, Home Equity, Secured Loan (Asset Based)
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CustomerCareCanada@Fairstone.ca 630 René-Lévesque West suite 1400 Montréal, QC H3B 4Z9
Call Center: 8am - 8pm (EST) Monday - Friday
Support Offered:
  • Email
  • Call Centre
  • Web Chat
Availability: All of Canada except Nunavut

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate19.99% – 39.99% Amount $500 – $30,000 Term 6 – 120 Months

Eligibility & Documents

Who is eligible

  • In accordance with provincial requirements.

What you need to provide

  • Personal identification
    Proof of income
    Housing information

Repayment & Issuance

How fast can you get the money Under 48 hours Funding method Direct deposit How does repayment work Bi-weekly, semi-monthly or monthly payments.

Articles About Fairstone

By Sheila Kay

Sheila Kay is an author, ghostwriter and editor residing in the Atlanta, GA area. Among her favorite writing genres are creative nonfiction, self-improvement, and finances. Her first published book, PTSD and the Undefeated Me, is a memoir which has been a stepping stone to her involvement with mental health advocacy for military and civilian men and women. She is currently working on the first fiction novel to be published under her name. For more information or to purchase her books, visit Sheila’s Author Page on Amazon.com.

By Jared Lindzon

Jared Lindzon is an experienced journalist, writer and public speaker. He specializes in Business, Technology, Lending and FinTech industries in Canada and abroad. Jared is a regular contributor to Smarter Loans and top tier publications around the World, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

By Smarter Loans

Smarter Loans is Canada's online loan directory for any type of financing. The website helps Canadians find reputable lenders & financial companies all over Canada and compare their products, rates, and terms in one place.

Fairstone Reviews

Avg. Rating: 5.0 (7 reviews)

A personal loan is convenient — it just works for me. Whenever I come in to the branch or I’m on the phone, it’s always a positive experience. Good people, good surroundings, positive atmosphere. I would recommend this place to anybody.

John F
Very Good

Great to know they help when the Banks turn their backs on you!

Excellent Customer Service

Customer service is absolutely top notch.

Highly Recommended

Great place! Was easy and fast to get funding too with a "fair" credit rating. Jasmin was the agent that assisted me, she was very friendly and explained everything thoroughly. Her manager was also extremely friendly. It is a very welcoming environment. I would definitely recommend them to family and friends!

Thank you Fairstone

Ran into a bit of financial trouble and with fairstone we are on our way to a better credit score, and have since cleared up some major debt that was weighing us down. I found the experience i had with fairstone to be plesant and not painful at all. As long as you have your ducks in a row before proceeding to apply there should be no problem. Yes the interest is high but as your credit improves you can always re finance, and if your on a financial pinch these are the people that will help see you through. Again thanks fairstone.

Great Experience

Great experience with these folks. They are very professional, and know the educated way to solve any financial issues you may have. Not to mention very friendly and unjudgemental. I would recommend them to anyone. Thanks

Very Happy

Awesome, they helped me consolidate all my debts and they are friendly and easy to talk to I would definitely recommend them to all my friends and anyone who needs help with debt


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