Avg. Rating: 4.9 (12 reviews)

Fairstone is Canada’s leading non-bank lender, with roots in Canada since 1923. We offer flexible loan products that meet Canadians’ borrowing needs. From personal loans to home equity loans and debt consolidation, Fairstone provides responsible borrowing solutions at over 225 branches coast to coast. Fairstone also partners with businesses across Canada to offer consumer financing. We’re proud to help in the communities where we live and work, because community matters.

  • TIME IN BUSINESS: Since 1923
  • # OF CUSTOMERS: Over 1M
  • LOANS OFFERED: Installment Loan, Debt Consolidation, Home Equity, Secured Loan (Asset Based)
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CustomerCareCanada@Fairstone.ca 630 René-Lévesque West suite 1400 Montréal, QC H3B 4Z9
Call Center: 8am - 8pm (EST) Monday - Friday
Support Offered:
  • Email
  • Call Centre
  • Web Chat
Availability: All of Canada except Nunavut

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate19.99% – 39.99% Amount $500 – $30,000 Term 6 – 120 Months

Eligibility & Documents

Who is eligible

  • In accordance with provincial requirements.

What you need to provide

  • Personal identification
    Proof of income
    Housing information

Repayment & Issuance

How fast can you get the money Under 48 hours Funding method Direct deposit How does repayment work Bi-weekly, semi-monthly or monthly payments.

Fairstone Reviews

Avg. Rating: 4.9 (12 reviews)

A personal loan is convenient — it just works for me. Whenever I come in to the branch or I’m on the phone, it’s always a positive experience. Good people, good surroundings, positive atmosphere. I would recommend this place to anybody.

John F
Very Good

Great to know they help when the Banks turn their backs on you!

Excellent Customer Service

Customer service is absolutely top notch.

Highly Recommended

Great place! Was easy and fast to get funding too with a "fair" credit rating. Jasmin was the agent that assisted me, she was very friendly and explained everything thoroughly. Her manager was also extremely friendly. It is a very welcoming environment. I would definitely recommend them to family and friends!

Thank you Fairstone

Ran into a bit of financial trouble and with fairstone we are on our way to a better credit score, and have since cleared up some major debt that was weighing us down. I found the experience i had with fairstone to be plesant and not painful at all. As long as you have your ducks in a row before proceeding to apply there should be no problem. Yes the interest is high but as your credit improves you can always re finance, and if your on a financial pinch these are the people that will help see you through. Again thanks fairstone.

Great Experience

Great experience with these folks. They are very professional, and know the educated way to solve any financial issues you may have. Not to mention very friendly and unjudgemental. I would recommend them to anyone. Thanks

Very Happy

Awesome, they helped me consolidate all my debts and they are friendly and easy to talk to I would definitely recommend them to all my friends and anyone who needs help with debt

Friendly staff

Hello, this was my first time trying Fairstone. I was very happy with my experience, I don't do much of my financial stuff online but needed some quick cash and decided to try them. I have good credit so I was able to get approved and funded quickly.

Samantha B.
Fast approval

I got approved and funded within 48 hours which was great. The interest rate is a bit high but I was fine to pay a premium for the quick turn around. Would recommend to those that can handle paying more interest for quick money.


Prince and Justine from the Longfellow Branch are totally awesome


Called and talk to Sandra Murphy in the saint john branch and she was so helpful she answered all my questions and had things underway in no time. Sandra made browwing this loan easy for your needs. Times and her friendly ways made us feel comfortable. Thank you Sandra !!!

Dianna Cole
Excellent Service

I met with Terrina O'Donnell at the Fairstone location in west side Saint John New Brunswick. She was very pleasant to talk to. She made it feel like a friend helping a friend rather than it being "just business".

Nicole Seamone

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