MDG Financial Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan
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Four questions checked against MDG Financial's published criteria, per product. No application started.
One number decides at MDG: a published credit score floor of 560, with the rest of the file assessed inside the application.
Issued by our editorial team from platform data and verified reviews. Lenders cannot buy them.
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Listed on Smarter Loans for 3 or more years
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High application to funding conversion ratio
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Completed a video interview with a Smarter Loans journalist, or has a video review on their profile
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High click-through and engagement rates from Smarter Loans visitors
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11 reviews from borrowers who used MDG Financial. Reviews are moderated; lenders cannot remove them.
Hi love the company been doing business with them now for three years… every time get what ask for on time.
The service at MDG was fast and convenient. They helped me get everything organized so that my loan was approved and sent in a timely manner. I would recommend MDG Financial to anyone else who could use extra funds.
I got a laptop I needed for work through MDG. The financing process was super easy.
Good option if you need electronics fast but can’t pay upfront. Payments are manageable.
The whole experience was seamless. Delivery was quick and payments were fair.
Decent deal but some of the fees felt a bit high. Still a solid option.
Got approved within the day and received my item within the week. Great service.
Very helpful if you need to build credit and get important tech now.
Easy to work with and lots of selection. Would use again.
The process was a bit slower than expected but everything worked out fine.
Showing 10 of 11 reviews.
MDG Financial, based in Toronto, Canada, aims to enhance the online shopping experience and boost ecommerce conversions through consumer financing programs. With MDG Financial, customers gain access to a line of credit, empowering them to make purchases and spread payments over time.
Regardless of credit history, MDG Financial offers fair financing solutions to Canadian and American consumers. Partnering with preferred ecommerce merchants, they provide higher approval rates by considering various factors beyond traditional credit scores.
Their goal is to expand your customer base and increase online conversions by offering competitive financing options. Contact MDG Financial to explore enrollment opportunities and elevate your POS financing experience.
You can borrow up to $20,000 with MDG Financials' installment loans and up to $3,200 with their Line of Credit.
The MDG Credit Monitoring Program conducts regular soft checks to monitor any changes in your score. These soft inquiries are not reported to the credit bureaus, ensuring no impact on your credit report.
To get approved with MDG Financial, simply meet the following eligibility criteria: You must be a Canadian resident aged 18 or older, have a source of income (with no minimum income requirement), and maintain a minimum credit score of 560. To apply, provide the following documents: Proof of ID, Proof of Income, and a Void Cheque.
