Clover Mortgage Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov
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Four questions checked against Clover Mortgage's published criteria, per product. No application started.
Clover reads the whole file: citizen or permanent resident up front, and the rest of the assessment is case by case rather than a checklist.
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Quality Lender
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9 reviews from borrowers who used Clover Mortgage. Reviews are moderated; lenders cannot remove them.
Great service, fast turnaround, and got me approved for a mortgage!
Clover Mortgage staff were super helpful, explained all the options and answered my questions with patience. 10/10 experience.
I was looking for a home equity loan and a friend recommended Clover Mortgage. My wife and I got approved quickly and the whole process was easier than expected. I would highly recommend Clover Mortgage to others.
Shawn is one of a kind. He went above and beyond to make our dream home a reality when no one else could. Truly dedicated, kind, and incredible at what he does. We feel so lucky to have found him! He is a gem!
Was skeptical of not going to a bank for my mortgage. Turns out I was over paying them this whole time. Very impressed with Clover, thank you Clover.
Clover Mortgage came through when the bank turned me down. True lifesavers.
Quick turnaround and solid advice. Rates were fair too.
They helped us refinance our mortgage and saved us money each month. Highly recommend.
Communication could have been better, but we got the deal done.
Clover Mortgage is a Canadian mortgage brokerage that specializes in offering customized mortgage solutions tailored to your financial situation. Whether you’re a first-time homebuyer, self-employed, retired, or have good or poor credit, their team is dedicated to helping clients get approved for mortgages or home equity loans at competitive rates, even when traditional banks may turn them away.
Clover Mortgage provides a variety of services, including mortgage pre-approval for home, condo, or commercial property purchases. They offer customized mortgage solutions tailored to meet individual financial goals and needs. In addition to helping clients refinance their existing mortgages to save on interest or access home equity, they also provide home equity loans to help fund other financial objectives. To assist clients with planning, Clover Mortgage offers tools like their customized mortgage calculator, which helps estimate payments and compare options.
Clover Mortgage works with various lenders to offer flexible mortgage options, ranging from smaller loans for personal property to large-scale commercial financing. The exact loan amount depends on the property, your credit history, and financial situation. They provide a customized approach to match your specific needs.
Getting pre-approved with Clover Mortgage is quick and straightforward. Simply contact their team with basic information about your finances, and they will guide you through the pre-approval process, helping you understand the best rates and terms available based on your credit profile.
Clover Mortgage provides a customized mortgage calculator that allows you to estimate potential monthly payments and total interest costs. By entering details such as the mortgage amount, amortization period, payment frequency, and mortgage rate, you can compare payment options and determine affordability.
Clover Mortgage offers personalized, unbiased service that focuses on finding the right mortgage product for your individual financial situation. Unlike traditional banks, they have access to a variety of lenders, ensuring you get the most competitive rates and terms, even if you’ve been turned away by other institutions.
