8Twelve Mortgage Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov
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Four questions checked against 8Twelve Mortgage's published criteria, per product. No application started.
8Twelve takes both sides of the door: buying with a down payment, or borrowing against a home you already own, anywhere in Canada.
Issued by our editorial team from platform data and verified reviews. Lenders cannot buy them.
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9 reviews from borrowers who used 8Twelve Mortgage. Reviews are moderated; lenders cannot remove them.
The 8Twelve team helped me secure a commercial mortgage. The team is very friendly and knowledgeable.
I used 8Twelve mortgage to get approved for my first home purchase. I was very stressed before starting my home buying journey but 8Twelve made is smooth and convenient. Highly recommend.
These guys are awesome. Good people that care for you and fight to get you the best deal.
8Twelve made getting our mortgage stress-free. Loved their digital platform.
Easy to reach and always answered my questions. Great communication.
The rates were okay, but I expected a bit more flexibility.
Our agent at 8Twelve was amazing. Made the whole refinance easy.
Highly recommend 8Twelve for anyone seeking a mortgage in Canada.
Solid experience. Fast, efficient, and clear about all the fees.
8Twelve Mortgage is a national mortgage brokerage in Canada, dedicated to simplifying the home financing process. They have direct access to 65+ lenders and over 7,000 tailored mortgage solutions for purchases, refinancing, and renewals.
8Twelve Mortgage offers a range of services including mortgages, second mortgages, commercial mortgages, home equity loans, and mortgage refinancing. They provide fast approvals, competitive rates, and exceptional customer service.
Yes, 8Twelve Mortgage is a reputable mortgage brokerage with over 5,000 customers and more than $3 billion in total funds. They work with 65+ lenders and have a proven system for success, ensuring a reliable and safe service.
8Twelve Mortgage offers interest rates as low as 4.09%, depending on the loan type and applicant details.
You can borrow anywhere from $50,000 to an unlimited amount, depending on your financial situation and the property details.
Loan terms with 8Twelve Mortgage range from 6 to 60 months.
8Twelve Mortgage offers fast loan approvals, with funding typically available within a week. In some cases, approval can be completed in as little as 24 hours.
You will need to provide government ID, a completed online application, proof of residency, income verification, and details about your credit history. Additional documents may be required based on your specific situation.
Repayment options are flexible, with weekly, bi-weekly, or monthly payments directly deducted from your bank account.
8Twelve Mortgage stands out by offering personalized mortgage solutions from a wide variety of options. They also focus on delivering a superior customer service experience, ensuring that clients are educated, well-informed, and supported throughout the entire process.
8Twelve Mortgage Corp. is headquartered in Toronto, Ontario, and provides services to clients across Canada.
The vision of 8Twelve Mortgage Corp. is to help Canadians achieve homeownership happiness. They are committed to simplifying the mortgage process, educating clients, and providing tailored solutions to meet individual financial needs.
You can contact 8Twelve Mortgage Corp. via phone at 1-877-812-8128 or visit their website at www.8twelve.mortgage.
8Twelve Mortgage Corp. distinguishes itself with its commitment to client education, creative problem-solving, and a personalized approach to mortgage solutions, backed by access to over 65 lenders and 7,000 options.
Yes, 8Twelve Mortgage Corp. offers tailored solutions for first-time homebuyers, helping them navigate the process with ease and confidence.
