Time in business:
Customers:
Total funded:
My Canada Payday has been solving customer's cash problems with payday loans since 2008. High acceptance rates, fast approval, and funds sent instantly through Interac online e-transfer make them a solid option to get an online payday loan from.
Products Offered
AMOUNT
$100 - $1,500
INTEREST RATE
Varies
TERMS
Up to 2 months
Payday Loan
Conditions & Rates
Interest rateVaries Amount $100 – $1,500 Term Up to 2 months
Eligibility & Documents
Who is eligible
- Canadian resident over 18
- Minimum income $1,200 per month
What you need to provide
- Instant bank verification using Inverite
Repayment & Issuance
How fast can you get the money Same Day Funding method Interac, Electronic Fund Transfer (EFT)How does repayment work EFT on your payday
Contact information
getpaid@mycanadapayday.com
Availability:
Alberta, British Columbia, Manitoba, Nova Scotia, Ontario, SaskatchewanSupport Offered:
- Help Center/Blog
- Email Support
Call Center:
Monday – Friday: 8:00 am – 8:00pm PSTWeekends & Holidays 09:00am – 5:00pm PST
Frequently Asked Questions About My Canada Payday
What is My Canada Payday?
What Products and Services Does My Canada Payday Offer?
My Canada Payday offers a payday loan.
What Is the Interest Rate on a My Canada Payday Loan?
My Canada Payday loans vary by province, but they do communicate the longer your term is, the higher the interest rate will be.
How to Qualify for a My Canada Payday Loan?
To qualify for a loan with My Canada Payday you need to be a Canadian residents over 18 years old, generate a minimum income of $1,200 per month and provide instant banking verification using Inverite. They approve those with bad credit.
How Fast Can I Get a Loan from My Canada Payday?
My Canada Payday often sends approved applicants their funds within the same day of applying.
How Does Loan Repayment Work at My Canada Payday?
My Canada Payday loans are repaid at any time with no prepayment penalty fees. Anytime you need to change your payment schedule, just contact their customer service staff.
What Kind of Customer Support Does My Canada Payday Offer?
My Canada Payday offers customer support by phone, email and have a help centre/blog.
Is My Canada Payday Safe?
My Canada Payday is a locally owned and operated Canadian business, and a fully licensed Payday Lender in British Columbia, Alberta, Nova Scotia, Saskatchewan, Manitoba and Ontario. They are a member of the Canadian Consumer Finance Association and British Columbia Chamber of Finance. Applicants personal information is safe because they use state of the art encryption to protect your data.
How Much Can I Borrow from My Canada Payday?
My Canada Payday offers payday loans between $100 and $1,500.
What Is the Term Length for a My Canada Payday Loan?
My Canada Payday loans are short-term and last up to 2 months long.
Can I Apply Online for a My Canada Payday Loan?
My Canada Payday is completely online, so you won't need to FAX any documents or go to a storefront and can apply 100% online. Filling out their application online should take less than 5 minutes.
How Will My Canada Payday Send Me the Loan?
My Canada Payday issues loans using Interac e-Transfer. Once you have accepted the contract, usually you will receive the e-Transfer in about 5 minutes. If you have automatic deposits turned on you'll find the funds dropped into your account without you having to do anything. Otherwise you'll need to check your email in order to deposit the transfer into your account.
Which Provinces Is My Canada Payday Available in?
My Canada Payday is available in Alberta, British Columbia, Manitoba, Nova Scotia, Ontario and Saskatchewan.
What are My Canada Payday Working Hours?
My Canada Payday working hours include Monday to Friday from 8 AM and 8 PM EST and also on weekends and holidays from 9 AM to 5 PM. While this is when you can contact them, you can apply for a loan anytime 24/7.
My Canada Payday Reviews
Avg. Rating: 4.3 (11 reviews)
Great
March 29, 2018
“These guys are great no problems what so ever. Everything worked exactly how they said it would and was very quick and efficient. Have used them three times and was a great experience everytime. 5 stars out of 5! ”
quick & easy
December 30, 2018
“I've had no issues with multiple payday loans. Quick and easy and totally online, they are even pretty helpful about moving a replayment date around if needed.”
Best payday loan place ev...
July 21, 2020
“These guys are totally awesome. Quick, efficient and totally on the ball. Best payday loan place ever.”
Willing to work with you
March 11, 2025
“My favourite part is that they work with you. If you get a bigger loan ! They break the payments up for ya which is so nice an considerate of them”
Same-Day Deposit – Wow!
May 17, 2025
“Funds were deposited same day. Really impressed!”
Flexible Repayment Made I...
May 17, 2025
“Appreciated the flexible repayment options.”
Straightforward and Hones...
May 17, 2025
“Their service is straightforward and honest. No hidden fees.”
Came Through in a Crisis!
May 17, 2025
“Fast approval and funding. My Canada Payday really came through in an emergency.”
Simple Process
June 20, 2025
“Easy online process and clear terms. Would use again.”
Good Experience
June 20, 2025
“They approved me when banks wouldn't. Thankful for that.”
Okay Overall
June 20, 2025
“Customer service was courteous and professional.”
