What is My Canada Payday?
My Canada Payday has been solving customer's cash problems with payday loans since 2008. High acceptance rates, fast approval, and funds sent instantly through Interac online e-transfer make them a solid option to get an online payday loan from.
Is My Canada Payday Safe?
My Canada Payday is a locally owned and operated Canadian business, and a fully licensed Payday Lender in British Columbia, Alberta, Nova Scotia, Saskatchewan, Manitoba and Ontario. They are a member of the Canadian Consumer Finance Association and British Columbia Chamber of Finance. Applicants personal information is safe because they use state of the art encryption to protect your data.
What Products and Services Does My Canada Payday Offer?
My Canada Payday offers a payday loan.
How Much Can I Borrow from My Canada Payday?
My Canada Payday offers payday loans between $100 and $1,500.
What Is the Interest Rate on a My Canada Payday Loan?
My Canada Payday loans vary by province, but they do communicate the longer your term is, the higher the interest rate will be.
What Is the Term Length for a My Canada Payday Loan?
My Canada Payday loans are short-term and last up to 2 months long.
How to Qualify for a My Canada Payday Loan?
To qualify for a loan with My Canada Payday you need to be a Canadian residents over 18 years old, generate a minimum income of $1,200 per month and provide instant banking verification using Inverite. They approve those with bad credit.
Can I Apply Online for a My Canada Payday Loan?
My Canada Payday is completely online, so you won't need to FAX any documents or go to a storefront and can apply 100% online. Filling out their application online should take less than 5 minutes.
How Fast Can I Get a Loan from My Canada Payday?
My Canada Payday often sends approved applicants their funds within the same day of applying.
How Will My Canada Payday Send Me the Loan?
My Canada Payday issues loans using Interac e-Transfer. Once you have accepted the contract, usually you will receive the e-Transfer in about 5 minutes. If you have automatic deposits turned on you'll find the funds dropped into your account without you having to do anything. Otherwise you'll need to check your email in order to deposit the transfer into your account.
How Does Loan Repayment Work at My Canada Payday?
My Canada Payday loans are repaid at any time with no prepayment penalty fees. Anytime you need to change your payment schedule, just contact their customer service staff.
Which Provinces Is My Canada Payday Available in?
My Canada Payday is available in Alberta, British Columbia, Manitoba, Nova Scotia, Ontario and Saskatchewan.
What Kind of Customer Support Does My Canada Payday Offer?
My Canada Payday offers customer support by phone, email and have a help centre/blog.
What are My Canada Payday Working Hours?
My Canada Payday working hours include Monday to Friday from 8 AM and 8 PM EST and also on weekends and holidays from 9 AM to 5 PM. While this is when you can contact them, you can apply for a loan anytime 24/7.