Published payday loan terms, side by side. Rates reviewed August 2026.
Best for: Borrowers who want one provider for both a short-term advance and a larger instalment loan
Apply Now Full profileBest for: Borrowers who want verification handled entirely by the bank connection, with a decision in minutes
Apply Now Full profile| Money Mart | My Canada Payday | |
|---|---|---|
| Amount range | $120 – $1,500 | $300 – $1,500 |
| Rate | $14 per $100 borrowed | $14 per $100 borrowed |
| Funding speed | 1 day | 1 day |
| Minimum income | $1,500/month minimum | $1,200/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | poor | any |
| Provinces | 6 provinces | 6 provinces |
