Avg. Rating: 5.0 (1 review)

Clutch is Canada’s leading online used car retailer, delivering a seamless, hassle-free car buying and financing experience to drivers everywhere. Shop hundreds of used cars online, get the right one delivered to your door, and enjoy peace of mind with their 10-day Money-Back Guarantee. You can even sell or trade-in your car and get an instant cash offer.

  • TIME IN BUSINESS: Since 2017
  • # OF CUSTOMERS: Thousands
  • LOANS OFFERED: Auto Loans, Online Car Buying & Selling
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647-955-5340 223 Evans Ave, Etobicoke, ON, M8Z 1J5
Call Center: Monday - Friday: 9am - 9pm EST Saturday & Sunday: 9am - 9pm EST
Support Offered:
  • Live Chat
  • Online Submission Form
  • Call Centre
  • Email
  • Blog
Availability: Ontario, Nova Scotia, New Brunswick, Prince Edward Island

Products Offered

Below are all the products offered by this company.

Product Information

If you are financing your vehicle, you can get started by applying with our pre-approval form. Once you find a car you like, click ‘Start Purchase’ to begin the checkout process. You can finalize the paperwork and confirm delivery entirely online.

Get pre-approved

Clutch fees vary by province:

Ontario: Ontario customers will not be charged a Service Fee. Shipping for out-of-province vehicles and delivery are available for an additional fee.

Nova Scotia, New Brunswick, and Prince Edward Island: Customers in the Maritime provinces will be charged a Service Fee of $899. Shipping for out-of-province vehicles and delivery are available for an additional fee.

All fees are visible under the Pricing tab of an individual car’s display page.


1. Cash: You can pay for the car in full via certified cheque.

2. Financing

You can apply for financing to pay off the car over time.

Eligibility & Documents

What documentation is required to sell my car to Clutch?

1) Driver’s licence

2) Proof of ownership or title for the vehicle

3) Void cheque or direct deposit form (to facilitate payment)

4) Loan payout statement (if your vehicle is financed)

How do I know what my interest rate will be?

Clutch works with many of Canada’s largest financial institutions to help customers get a loan at the best rate.

To find out your interest rate, you need to fill out a financing application, which you can begin by selecting ‘Financing’ as your preferred payment method during checkout.

You can fill out their quick pre-approval form here to get an estimate, even before deciding which car you want. Pre-approval takes less than a minute and shows you the estimated amount you can finance right away.


How does submitting an application work?

Once you complete your financing application, Clutch will send it to potential lenders for approval. If potential lenders require more information, they’ll reach out and ask you to provide it.

Buying a car – Get Pre Approved

Payments Details

Payments are made via electronic funds transfer (EFT). Money will show up in your bank account 1-3 business days after the transaction is complete. EFT is the only payment method offered.


Clutch takes pride in delivering an incredible experience by paying customers the exact value they were quoted online.

Offers by Clutch are benchmarked against current retail and wholesale values.

  • Payment is fast.
  • The entire process can be completed in as little as 48 hours.
  • There are no test drives required.
  • There is no haggling or driveway negotiations.
  • Payment is guaranteed to you and your lienholder (if applicable).


What is the process to sell my car to Clutch?

Selling to Clutch:

Navigate to our Sell or Trade page and enter your licence plate or VIN, as well as some additional details, and receive an instant cash offer. Next, select a date to drop off your car or arrange for us to pick it up. We take the car off your hands and wire you the cash!

Get an instant offer


How does my auto loan get paid off?

If you have a loan on the car that you’re selling, Clutch will pay off the loan and deduct it from the value of our offer. Loans can take 3-10 business days to be processed, depending on the lender.

Selling your car? – Get an instant offer!

Frequently Asked Questions About Clutch

What is Clutch?

With Clutch you can buy, sell, or finance your next car 100% online.

How does Clutch work?

Once you find a car you like, click ‘Start Purchase’ to begin the checkout process. You can finalize the paperwork and confirm delivery entirely online. Clutch’s Customer Advisors are here to help at every step of the way. Following delivery, you have a 10-Day Money-Back Guarantee, which means that if you change your mind during those first 10 days, you'll get your money back. No questions asked.

Are Clutch cars certified?

Every car from Clutch goes through a detailed 210-point inspection and reconditioning process to ensure they are safe to drive and squeaky clean. They stand behind the quality by offering a free 90-Day Protection Plan.

Is Clutch safe?

Yes. Since its founding in 2016, Clutch has been a key player in modernizing the used car market. Additionally, 96% of Clutch customers would strongly recommend selling their vehicle to Clutch, they've sold thousands of cars and have a 4.9 star Google Rating.

How does submitting an application work?

Applying is easy and completely online. Select ‘Financing’ as your preferred payment method during checkout and you'll be guided through all of the steps to complete your application.

Will I get approved for a car loan?

A variety of factors determine whether or not you get approved for a loan, including credit history, employment, residency status, down payment, application information, co-applicants, and vehicle selection. Since your loan is provided by a financial institution, Clutch cannot guarantee that you'll get approved, but they always do their best to secure the best outcome for customers

How big is Clutch's inventory?

You can browse an incredible selection of over 700+ used vehicles from home on the Clutch website.

How long do I have to decide?

Preview your loan amount and payment terms instantly, with an offer that's valid for 30 days.

Does submitting a financing application impact my credit score?

Each time you submit a financing application, it will slightly affect your credit score by a few points for a short period of time. Clutch's pre-approval tool is a soft check. They submit your information to the banks which could be a potential hard check.

Clutch Reviews

Avg. Rating: 5.0 (1 review)
Got a car online

I bought a 2020 Ford explorer using Clutch, delivered right to my house.


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