Published auto loan terms, side by side. Rates reviewed August 2026.
Best for: Buyers with poor credit financing a specific higher-value vehicle
Apply Now Full profileBest for: Buyers with fair credit in Ontario and the Maritimes who want an online-first purchase and financing in one place
Apply Now Full profile| Car Loans Canada | Clutch | |
|---|---|---|
| Amount range | $55,000 – $55,000 | $7,500 – $50,000 |
| Rate | From 8.99% APR | From 7.99% APR |
| Term | 12 – 96 months | 12 – 96 months |
| Funding speed | 2 days | 2 days |
| Minimum income | $1,800/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | poor | fair |
| Provinces | 8 provinces | 4 provinces |
