Published auto loan terms, side by side. Rates reviewed August 2026.
Best for: Buyers with fair credit in Ontario and the Maritimes who want an online-first purchase and financing in one place
Apply Now Full profileBest for: Buyers with poor credit financing a higher-value vehicle over the longest available term
Apply Now Full profile| Clutch | SafeLend Canada | |
|---|---|---|
| Amount range | $7,500 – $50,000 | $7,500 – $200,000 |
| Rate | From 7.99% APR | From 6.93% APR |
| Term | 12 – 96 months | 96 months |
| Funding speed | 2 days | 2 days |
| Minimum income | $1,500/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | fair | any |
| Provinces | 4 provinces | 9 provinces |
