MHB Financial Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan
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Three questions checked against MHB Financial's published criteria, per product. No application started.
MHB pairs a high revenue bar with a low runway: three months in business is enough, provided the sales are already there.
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11 reviews from borrowers who used MHB Financial. Reviews are moderated; lenders cannot remove them.
I needed business financing and MHB Financial was able to help me by finding the right kind of terms and deal for my business.
This is the fourth time I have received working capital through MHB, they always come through!
The service at MHB was great and they made the whole process of getting business funding easier than I expected. Would recommend to business owners in Canada.
Great service, great people and great results. Def will use again in future (if needed)
Excellent customer service and very competitive rates. MHB Financial made the loan process stress-free.
MHB helped us get a home equity loan with clear terms and no surprises. Overall solid experience.
Their team was knowledgeable and patient. They answered all my questions and walked me through the process.
Decent experience. There was a bit of back and forth during the documentation process.
I appreciated how transparent MHB Financial was. They made sure I understood everything before signing.
Very professional and courteous staff. Process was smooth from start to finish.
Showing 10 of 11 reviews.
MHB Financial is a Canadian company specializing in providing working capital to businesses across the country. Founded in 2020, they have helped over 10,000 customers and facilitated more than $100 million in funding.
MHB Financial offers customized financial solutions, including unsecured term loans, invoice factoring, merchant cash advances, lines of credit, secured asset-based loans, point-of-sale financing, and more. They work as both a lender and a trusted broker to ensure clients receive the best possible financing options.
MHB Financial takes the guesswork out of finding the best financing. If they cannot meet your needs directly, they will source funding from other lenders to secure the best deal for you. Their streamlined process ensures you receive quick approvals and funding, so you can focus on growing your business.
You can borrow between $5,000 and $2,000,000, depending on your business revenue and financial needs.
Interest rates start at 7.99%, ensuring competitive and transparent pricing for all clients.
The application process takes under 5 minutes, and approvals are typically completed within 24 hours. Once approved, funds can be disbursed on the same day.
Repayment options are flexible. Businesses can choose between fixed daily or weekly payments or repayments based on a small percentage of sales. This approach ensures that payments are manageable and do not over-leverage your business.
To qualify, businesses must be located in Canada and have been operating under their current ownership for at least 3 months. They must generate at least $20,000 in monthly revenue, not be a start-up, and have no open bankruptcies.
MHB Financial acts as both a lender and a broker. If they can secure a larger amount of capital or a better rate through a partner company, they will source the financing elsewhere to provide you with the best deal available.
MHB Financial prioritizes transparency, speed, and client success. With a 97% approval rating, competitive rates, and a commitment to finding the best financing for their clients, they offer a unique blend of personalized service and reliable solutions.
Applicants are required to provide three months of business bank statements and valid government-issued ID. Additional documentation may be requested during the review process.
