Greenbox Capital Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan
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Deposits are the language Greenbox reads. It funds Canadian and American businesses alike, provided the monthly money-in clears its line.
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11 reviews from borrowers who used Greenbox Capital. Reviews are moderated; lenders cannot remove them.
I've done recurring business with Greenbox Capital and every time has been an excellent experience with prompt responses. As long as everything checks out great on the business end, you will get your funding promptly, and fair pricing too!
Greenbox was exceptional got me funded when nobody else could, and my service advisor Fred Jones never gave up, and got me the funding that I needed, and I would recommend him to any small business.
Love these guys. We've been working with them for years. They take great care of you and do what they say!
Reid was super helpful and did a great job.
Good experience, easy process and reasonable rates. They were my first choice and got the loan I applied for. Pierre
Great experience with Greenbox Capital. Got funded fast with no hassle.
The team really helped me understand my financing options. Friendly and responsive.
It took less than 2 days from start to funding. Great for fast capital needs.
Funding was quick but customer support was slow at times.
Used them twice and both experiences were consistent and smooth.
Showing 10 of 11 reviews.
Greenbox Capital is an alternative lender supporting the growth of small businesses in Canada and the United States. When you work with Greenbox Capital, you can be assured of getting fast funding with ongoing communication throughout the process.
At Greenbox Capital, they fund with integrity and take a personalized approach to your funding needs. They have been in business since 2012, helped over 20,000 customers and have funded 500+ million dollars. They are a BBB Accredited Business with an A+ rating and are dedicated to helping small or mid-sized businesses succeed by providing quick, easy working capital loans.
Greenbox Capital offers business loans, collateral loans, unsecured term loans, merchant cash advance, a line of credit and invoice factoring.
You can borrow anywhere from $5,000 to $300,000.
The interest rates on Greenbox Capital loans start at 7.99%.
Terms on a Greenbox Capital loan is between 3 and 12 months.
You'll need three months of business bank statements to apply. A Funding Advisor will reach out to you within 1 hour (during regular business hours) to complete your application, where you'll need to also confirm that you're a Canadian or US business owner, have been in business for 6+ months, and your minimum monthly deposit is $7,500.
Yes, after you fill out Greenbox Capital's online application. Then you'll speak to a person who will take the time to get to know your business and help you understand your small business funding and repayment options.
Greenbox Capital's streamlined application and fast approval process make it possible for you to get the working capital your business needs within 24 hours.
The loan proceeds are usually deposited by Interac e-transfer or a wire transfer directly into your bank account.
Greenbox Capital loans are repaid through pre-authorized payments from your bank account daily, weekly or monthly (with collateral).
Greenbox Capital is available in all of Canada.
If you have questions about small business funding, you can fill out the contact form on their site, contact them via phone, review their blog for helpful information or during business hours, you can also check out their chat online.
You can apply for a Greenbox Capital loan online or they can be contacted by phone weekdays from Monday to Friday during 9AM and 6PM EST.
