Avg. Rating: 5.0 (4 reviews)

Homewise is one of the easiest ways to get a mortgage. Homewise makes the process very easy and fast, with a 5-minute online application. Then, they negotiate for borrowers with over 30 banks and lenders to find them the best mortgage that is specific to each client’s unique needs. Homewise also sets clients up with an unbiased Advisor from their team to help them at each step from approval to move-in. Homewise makes mortgages stress-free and can help borrowers save time and money.


Looking to get a mortgage for a new home, refinance, switch or get pre-approved, it’s as easy as three steps?

– Apply online in 5 minutes 

– Get set up with a personal unbiased Homewise Advisor who negotiates for you with over 30 banks and lenders

– Get the best mortgage and save the most money

  • TIME IN BUSINESS: Since 2017
  • LOANS OFFERED: Mortgages, Home Equity Loans
Visit Site and Apply


lilly@thinkhomewise.com 609 Marlee Avenue North York, ON M6B 3J6
Call Center: Available 24/7
Support Offered:
  • Email Support
  • Phone Support
  • Blog
  • Mortgage Payment Calculator
Availability: All of Canada, except Quebec

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate Varies – they work to find the best rate Amount$50,000 – Unlimited Term Varies

Eligibility & Documents

Who is eligible

  • Canadian resident
  • Over 18 years of age

What you need to provide

  •  Government ID
  • Mortgage statement
  • Property assessment
  • Complete online application

Repayment & Issuance

How fast can you get the money Within 2 weeks Funding method Direct Deposit How does repayment work Weekly, bi-weekly or monthly payments from bank account


Articles About Homewise

By Jared Lindzon

Jared Lindzon is an experienced journalist, writer and public speaker. He specializes in Business, Technology, Lending and FinTech industries in Canada and abroad. Jared is a regular contributor to Smarter Loans and top tier publications around the World, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

Frequently Asked Questions About Homewise

What is Homewise?

Homewise is a full-service digital mortgage service that searches the market of 30+ banks and lenders to find clients the best mortgage. Homewise acts as a broker in the process, advising clients at each step.

Is Homewise Safe?

Yes, Homewise is a Canadian licensed brokerage, whose team has over 75 years of combined experience. They have their FSCO/FSRA license to work across Canada (except Quebec). Tens of thousands of Canadians have used Homewise.

What Products and Services Does Homewise Offer?

Homewise offers mortgage loans, including Pre-approvals, purchase approval, refinance, switch and HELOC's. Focused on the A. B and private space.

How Much Can I Borrow from Homewise?

Based on qualification, Homewise's lenders allow for a minimum of $50,000 loan and upwards of millions.

What Is the Interest Rate on a Homewise Loan?

Homewise scans the market to find clients the best interest rate at all times. Searching through Big Banks, Credit Unions and Monoline lenders.

What Is the Term Length for a Homewise Loan?

Homewise provides all of the standard loan terms for its mortgages. You can choose the one that works best for you. Homewise offers 1-5 year terms, as well as 7 and 10. Further, Homewise offers Fixed and Variable rate mortgages.

How to Qualify for a Homewise mortgage?

To qualify for a Homewise mortgage, you'll have to be over 18 years of age, and apply on their website, meeting lender qualifications.

Can I Apply Online for a Homewise mortgage?

Homewise applications are taken online! Which means you can apply online on their site in 5 minutes.

How Does Loan Repayment Work at Homewise?

Homewise will work to find the best options for your unique profile. Whether it's weekly or bi-weekly, as well as which prepayment options are preferred to repay you remortgage more quickly.

Which Provinces Is Homewise Available in?

Homewise offers its services across Canada, except Quebec.

WWhat Kind of Customer Support Does Homewise Offer?

All Homewise clients are set up with a personal Homewise Advisor.

What are Homewise's Working Hours?

Homewise is available online 24/7 and offers support services around the clock where necessary. Initial calls are generally Monday-Friday between 8:30AM - 6:00PM EST.

Homewise Reviews

Avg. Rating: 5.0 (4 reviews)
Automated but human

I loved how Homewise was fast and automated, but still provided me with great personal support and answered all my questions. Well done!

Mark S
Awesome experience

I was referred to Homewise by my financial advisor and had an awesome experience. I applied while sitting on my couch and was on the phone with Vince by lunchtime.

Helped me during Covid

They helped me with the purchase of my first home and I couldn't be happier. Since I can't see anybody in person (during COVID), I thought I would have trouble with finding someone to help with my mortgage, but the Homewise team was great & didn't skip a beat. Very fast & professional.

Fast, easy and helpful

I worked with my bank in the past for a mortgage and it was a really bad experience. I felt that they hid things from me. I then contacted a mortgage broker and they really didn't help me, it was just as bad. Homewise was the opposite. The online process was so fast and I was set up with an Advisor in minutes who took me each step of the way to getting a really great mortgage at a low rate. Actually providing advice I didn't know of. Overall, definitely recommending Homewise to my friends

Stephanie T

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