StriveX Financial logo StriveX Financial Review 2026

QUALITY LENDER What these mean ›
★★★★★ 4.9 · 12 borrower reviews
Equipment and trucks are what StriveX finances, from $15,000 into the tens of millions at rates from 5.5% over 12 to 84 months, with funding within 48 hours. Where most funders in the category clear younger firms, StriveX asks for two or more years of active operating history plus income sufficient to carry the repayment. A completed credit application and revenue proof make the file.

Apply Now Check if I Qualify ↓

Rates checked August 5, 2026
In business
Since 2016
Customers served
500,000+
Total funded
2B+
Branches
4 branches
Provinces
13 of 13

Our verdict

Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan

Best for

Businesses financing larger equipment or commercial trucks who can meet a higher entry point

Not for

Businesses needing under $15,000

What we like

  • Ties Armada for the lowest APR floor on the platform at 5.5%
  • Ceiling of $50 million with terms to 84 months
  • Full national coverage across 13 provinces and territories

Where it could improve

  • $15,000 minimum is triple Armada's entry point for the same rate floor
  • 12 months trading and $10,000 monthly revenue required

Products offered

Each product is priced separately. Compare them below.

Equipment Financing
Secured on the asset · All of Canada
Apply Now
Amount
$15K - $50M
Rate
From 5.5% APR
Terms
12 - 84 months
Min revenue
$10,000/mo
Time in business
24+ months
Truck & Trailer Financing
Secured on the vehicle · All of Canada
Apply Now
Amount
$15K - $50M
Rate
From 5.5% APR
Terms
12 - 84 months
Min revenue
$10,000/mo
Time in business
24+ months

See if you qualify

Three questions checked against StriveX Financial's published criteria, per product. No application started.

Answer the questions to check StriveX Financial's published criteria
Educational check against published criteria. Not an approval or offer.

Eligibility and documents

StriveX wants a track record: two or more years of active business history, the longest published runway requirement in this category.

Who qualifies

Entity
A registered business operating in Canada
Time in business
2 or more years of active history
Income
Sufficient to support repayment
Where it lends
All provinces and territories

What you need to apply

  • A completed credit application form
  • Proof of income or business revenue

StriveX's long-runway rule

Two years, not six months

Most equipment funders on this site clear applicants at six or twelve months. StriveX asks for two or more years of active history, so a younger business has other doors to knock on first.

Repayment capacity, stated plainly

The income test is written as capacity, enough to support repayment, rather than a fixed number. That leaves room for judgment on both sides of the line.

Contact StriveX Financial

Get in touch

Support and hours

  • Mon-For8am - 8pm EST;
  • Sat-Sun12pm - 4pm EST
  • ChannelsPhysical Locations, Email, Call Centre, Online Application

Awards earned by StriveX Financial

Issued by our editorial team from platform data and verified reviews. Lenders cannot buy them.

QUALITY LENDER badge Quality Lender

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Badges are issued by our editorial team from platform data and verified reviews. They are never sold, and featured placement has no bearing on them. Read the badge criteria ›

Borrower reviews

12 reviews from borrowers who used StriveX Financial. Reviews are moderated; lenders cannot remove them.

★★★★★

Thank you StriveX!

I needed help with a commercial lease and StriveX took care of everything from start to finish.

Ashton W.
★★★★★

Fleet finiancing

StriveX was instrumental in helping us expand our fleet. Their leasing solutions were tailored to our operational requirements, and their team provided outstanding support every step of the way.

James
★★★★★

Great Service

StriveX made acquiring construction equipment a seamless process. Would highly recommend!

John M.
★★★★★

Easy Platform, Fast Funding

Their platform was easy to use and funding came fast.

Chris P.
★★★★★

Responsive and Helpful Team

I had some questions and their team was very responsive and helpful.

Lorraine R.
★★★★★

Highly Recommend!

No complaints. Would happily recommend them to others.

Jason M.
★★★★★

Very Impressed by the Speed

Very impressed with how quickly they processed my loan.

Derek W.
★★★★★

Great Customer Service

Great customer service and easy-to-understand offers.

Amir H.
★★★★★

Happy with the whole experience

No complaints. Would happily recommend them to others.

Lauren K.
★★★★★

Friendly team and clear options

Great customer service and easy-to-understand offers.

Emily R.

Showing 10 of 12 reviews.

Common questions about StriveX Financial

What does StriveX Financial specialize in?

StriveX Financial specializes in commercial equipment leasing, offering tailored solutions that help businesses acquire the equipment they need without large upfront costs.

How does equipment leasing work with StriveX Financial?

StriveX Financial lets you lease the equipment your business needs with affordable monthly payments. At the end of the term, you can choose to renew, buy, or return the equipment—keeping your operations flexible and your capital free.

What are StriveX Financial's interest rates?

StriveX Financial's interest rates range from 5.5% to 14%, depending on your business history and credit profile.

What loan amounts does StriveX Financial offer?

StriveX Financial offers financing starting at $15,000 and up, tailored to your equipment or business needs.

How long are the loan terms?

StriveX Financial offers flexible terms ranging from 12 to 84 months (1 to 7 years).

How long does the application take?

StriveX Financial's online credit application takes approximately 10 minutes to complete.

When will the funds be sent?

Approved loans are funded in under 48 hours, and the proceeds are sent directly to the equipment provider via direct deposit.

How long has StriveX Financial been in business?

StriveX Financial has over 30 years of experience in the financial services industry.

What are the benefits of leasing with StriveX Financial?

Benefits include a fast approval process, customized financing plans, capital preservation, and flexible payment terms designed around your business needs.

How fast is the approval process?

StriveX offers an expedited approval process, with responses typically provided within hours, not days.

Is leasing a good option compared to buying equipment outright?

Yes. Leasing helps preserve your working capital and credit lines while giving you access to the equipment your business needs to grow.

What industries does StriveX serve?

StriveX serves a wide range of industries across Canada that require commercial equipment, from construction to healthcare to transportation.

Can StriveX help with other types of financing besides equipment leasing?

Yes. In addition to equipment leasing, StriveX has experience in areas like commercial loans and home mortgages, making them a comprehensive financial partner.

Who is Strive X Financial?

StriveX Financial is a Canadian financial services provider specializing in commercial equipment leasing. With over three decades of industry expertise, the team at StriveX is composed of professionals well-versed in all areas of financing — from business loans to personal mortgages. Their mission is to help businesses thrive by delivering personalized leasing solutions with speed, flexibility, and a strong focus on customer satisfaction.

StriveX Financial · $15,000 - $50 million · 2 products · funding in 48 hours Apply Now