Published equipment financing terms, side by side. Rates reviewed August 2026.
Best for: Established businesses needing a large raise with flexible underwriting
Apply Now Full profileBest for: Businesses financing larger equipment or commercial trucks who can meet a higher entry point
Apply Now Full profile| Bizcap | StriveX Financial | |
|---|---|---|
| Amount range | $5,000 – $5,000,000 | $15,000 – $50,000,000 |
| Rate | From 9.99% APR | From 5.5% APR |
| Term | 12 months | 12 – 84 months |
| Funding speed | 1 day | 2 days |
| Income types | 3 income types accepted | 3 income types accepted |
| Revenue minimum | $20,000/month revenue minimum | $10,000/month revenue minimum |
| Time in business | 12 months trading minimum | 24 months trading minimum |
| Minimum credit band | poor | poor |
| Provinces | All provinces and territories | All provinces and territories |
