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Armada Credit Group vs Bizcap

Published equipment financing terms, side by side. Rates reviewed August 2026.

Armada Credit Group

★ 4.4 from 5 reviews

Best for: Established businesses financing heavy equipment or trucks over a long amortization

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Bizcap

★ 5.0 from 8 reviews

Best for: Established businesses needing a large raise with flexible underwriting

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The short version

Armada Credit Group publishes the lower starting rate: From 5.5% APR against From 9.99% APR.
Armada Credit Group lends the larger amounts, up to $50,000,000.
Bizcap publishes the faster funding speed: 1 day.

Computed from each lender's published terms, reviewed August 2026. Where a lender does not publish a figure, no claim is made.

	Armada Credit Group	Bizcap
Amount range	$5,000 – $50,000,000	$5,000 – $5,000,000
Rate	From 5.5% APR	From 9.99% APR
Term	12 – 120 months	12 months
Funding speed	7 days	1 day
Income types	3 income types accepted	3 income types accepted
Revenue minimum	$10,000/month revenue minimum	$20,000/month revenue minimum
Time in business	12 months trading minimum	12 months trading minimum
Minimum credit band	poor	poor
Provinces	All provinces and territories	All provinces and territories