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Armada Credit Group vs CanaCap

Published equipment financing terms, side by side. Rates reviewed August 2026.

Armada Credit Group

★ 4.4 from 5 reviews

Best for: Established businesses financing heavy equipment or trucks over a long amortization

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CanaCap

★ 4.6 from 13 reviews

Best for: Businesses six months old that want a term loan without a full year of history

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The short version

Armada Credit Group publishes the lower starting rate: From 5.5% APR against From 9.99% APR.
Armada Credit Group lends the larger amounts, up to $50,000,000.
CanaCap publishes the faster funding speed: 3 hours.
Armada Credit Group serves the wider set of provinces.

Computed from each lender's published terms, reviewed August 2026. Where a lender does not publish a figure, no claim is made.

	Armada Credit Group	CanaCap
Amount range	$5,000 – $50,000,000	$5,000 – $500,000
Rate	From 5.5% APR	From 9.99% APR
Term	12 – 120 months	4 – 12 months
Funding speed	7 days	3 hours
Income types	3 income types accepted	3 income types accepted
Revenue minimum	$10,000/month revenue minimum	$10,000/month revenue minimum
Time in business	12 months trading minimum	6 months trading minimum
Minimum credit band	poor	poor
Provinces	All provinces and territories	All provinces and territories

	Armada Credit Group	CanaCap
Amount range	$5,000 – $50,000,000	$5,000 – $500,000
Rate	From 5.5% APR	From 9.99% APR
Term	12 – 120 months	4 – 12 months
Funding speed	7 days	3 hours
Income types	3 income types accepted	3 income types accepted
Revenue minimum	$10,000/month revenue minimum	$10,000/month revenue minimum
Time in business	12 months trading minimum	6 months trading minimum
Minimum credit band	poor	poor
Provinces	All provinces and territories	All provinces and territories