Published equipment financing terms, side by side. Rates reviewed August 2026.
Best for: Businesses six months old that want a term loan without a full year of history
Apply Now Full profileBest for: Businesses financing larger equipment or commercial trucks who can meet a higher entry point
Apply Now Full profile| CanaCap | StriveX Financial | |
|---|---|---|
| Amount range | $5,000 – $500,000 | $15,000 – $50,000,000 |
| Rate | From 9.99% APR | From 5.5% APR |
| Term | 4 – 12 months | 12 – 84 months |
| Funding speed | 3 hours | 2 days |
| Income types | 3 income types accepted | 3 income types accepted |
| Revenue minimum | $10,000/month revenue minimum | $10,000/month revenue minimum |
| Time in business | 6 months trading minimum | 24 months trading minimum |
| Minimum credit band | poor | poor |
| Provinces | All provinces and territories | All provinces and territories |
| CanaCap | StriveX Financial | |
|---|---|---|
| Amount range | $5,000 – $500,000 | $15,000 – $50,000,000 |
| Rate | From 9.99% APR | From 5.5% APR |
| Term | 4 – 12 months | 12 – 84 months |
| Funding speed | 3 hours | 2 days |
| Income types | 3 income types accepted | 3 income types accepted |
| Revenue minimum | $10,000/month revenue minimum | $10,000/month revenue minimum |
| Time in business | 6 months trading minimum | 24 months trading minimum |
| Minimum credit band | poor | poor |
| Provinces | All provinces and territories | All provinces and territories |
