Articles About Buying a Home

6 Tips to Help You Refinance Your Mortgage for a Better Rate

When you’re dealing with large amounts of money involved in owning a home, even the smallest rate difference can save you a lot. We have put together the tips that can help you save big if you choose to refinance your mortgage to take advantage of the lowest rates.

What Renovations Increase the Value of Your Home & Why its Wise to do Them

There are certain renovations that can offer more value than others. If you’re selling your home, you will want to know what renovation efforts are going to be worth the most to potential home buyers. Some renos may be expensive without adding that much value, causing you to sell at a loss.
We’ll walk you through the factors to consider when it comes to home renovations.

Can I Sell My House When I Have a Home Equity Loan?

If you have a home equity loan or line of credit like many Canadian homeowners, you may be wondering whether you can still sell your house. The short answer to that question is: yes, you can. The bigger question is: should you?

Using Your Home Equity To Buy Another House

When it comes to real estate markets, it is vital to have easy access to funding while buying another home. If you are wondering whether you can use your equity to purchase another house, then you’ll find the answer here. Home equity loans can be very low, and can also be a convenient way to facilitate your home purchase.

How Home Equity Loans and HELOCs Work

Are you looking to borrow equity from your home? You have two main options: home equity loans and HELOCs. In this article, we’ll look at how they both work.

Reverse Mortgages: A Post-Retirement Option to Access Your Wealth

Reverse mortgages are becoming a more popular option for older Canadians looking to preserve their purchasing power or bulk up their retirement savings in a red-hot Canadian real estate market — without leaving their home.

What is my RRSP deduction limit?

RRSP’s allow you to have more money for retirement and pay less money on taxes for the amount. The amount you send to the RRSP can be deducted from your taxable income each year and the amounts are not taxed until you withdraw the money. Learn more about the deduction limits to make the wisest decisions on how to use your own Savings Plans.

Credit Score for a Mortgage

Quick Links What is a Mortgage? Your Credit Score and Other Requirements Necessary Why is Your Credit Score Important for a Mortgage? Frequently Asked Questions About Credit Score for a Mortgage A mortgage would be an ideal loan to have when you are looking at purchasing a home. This is a large purchase, and generally,...

Buying a Home in 2022: Financial Information You Need to Know

Read on to learn more about buying a home in 2022 and what to expect. Canada is a great place to live and with a lot of diversity, you can find the perfect home that meets the needs you have. A home in Canada awaits you.

Building a Better Future: Financing That New Home Build

Many Canadians are looking to build a home of their dreams; however, they’d like. This is a new build that is completely different from purchasing an existing home that is already built. If you want to build a completely new home, then you need a specific type of loan in order to build it. Read on to find the information we’ve gathered on new construction loans and being able to build the home of your dreams.