Articles About Buying a Home

Bad Credit Mortgage Loan Guide

A surprising number of people won’t ever try to buy a home because they think that they cannot get a mortgage with bad credit. But these days, it is not a shock to lenders that people fall on hard times or make financial mistakes. For people who are working toward turning their credit around and are determined to own a home, there are ways to make their dream come true. It is not impossible to get a mortgage loan with bad credit for those willing to put in the effort to do so.

second mortgages - smarter loans

How Do Second Mortgages Work?

Second Mortgages in Canada Anyone who has bought a home knows the complicated process of getting a home mortgage to finance the purchase. Assuming all has gone as planned, the homeowner has been living peacefully in the house, making payments on time and building equity. These scenarios are suited for second mortgages, if the homeowner…

Mortgages in Canada - Smarter Loans

Mortgages in Canada – All You Need to Know

If you are contemplating becoming a new owner of an apartment, townhouse, condominium, or a house you are not alone. Get all the answers you need on Canadian mortgages here at Smarter Loans.

How to get a home mortgage with bad credit - Smarter Loans

How to Get a Home Mortgage Loan with Bad Credit

For many years it wasn’t possible to get a mortgage with bad credit, but that’s changed. Mainstream lenders no longer dominate the mortgage market and even people with bad credit can now find mortgages to buy a home.

Bad Credit Home Buying – It Can Be Done

If you’re feeling financial pressure from debt, be assured, you are not alone. In the last year, over 100,000 Canadians have declared personal bankruptcy and just as many, even more, will become insolvent in the year ahead.