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Truck Loans in British Columbia - Finance Your Commercial Vehicle in BC

One application. 5 lenders from our 50+ network. Funded in 24 to 48 hours.

5 lenders in our network serve British Columbia. Borrow $5,000 to $50 million from 5.5% APR, with funding as fast as 3 hours. Most lenders require 12 months in business and $10,000 monthly revenue. Rates reviewed August 2026.

Get Funded One application routed to where you qualify.

Your lender options

Every Apply button starts the same single application. Your chosen lender is prioritized first.

Show only lenders I qualify for
Three questions about your business, and it filters this list instantly.
Revenue: AnyAmount: Any Product: Any Sort: Recommended
★★★★★ 4.4 (5)
Amount
$5K - $50M
Rate
From 5.5% APR
Terms
12 - 120 months
Min revenue
$10,000/mo
Time in business
12+ months
Best for Established businesses financing heavy equipment or trucks over a long amortization · Truck loan
★★★★★ 4.9 (12)
Amount
$15K - $50M
Rate
From 5.5% APR
Terms
12 - 84 months
Min revenue
$10,000/mo
Time in business
24+ months
Best for Businesses financing larger equipment or commercial trucks who can meet a higher entry point · Truck loan
★★★★★ 4.9 (11)
Amount
$10K - $1.5M
Rate
From 7.99% APR
Terms
3 - 24 months
Min revenue
$10,000/mo
Time in business
6+ months
Best for Businesses six months old that need a large term raise and want a line and an advance available too · Truck loan
★★★★★ 4.6 (13)
Amount
$5K - $500K
Rate
From 9.99% APR
Terms
4 - 12 months
Min revenue
$10,000/mo
Time in business
6+ months
Best for Businesses six months old that want a term loan without a full year of history · Truck loan
★★★★★ 4.8 (6)
Amount
$5K - $50M
Rate
From 7% APR
Terms
5 - 96 months
Min revenue
$8,333/mo
Time in business
12+ months
Best for Established businesses seeking the lowest published rate or a very large raise · Truck loan

The operation is what gets financed

Anything crossing a provincial boundary needs extra-provincial operating authority under the National Safety Code. A poor safety rating affects contracts, insurance and financing together, not separately.

Anything crossing a provincial boundary needs extra-provincial operating authority under the National Safety Code. A poor safety rating affects contracts, insurance and financing together, not separately.

Common questions

What do I need to finance a truck in BC?

Operating authority, insurance, and revenue history or a carrier contract. BC's port and interior haul routes support a large owner-operator base, and the lenders here fund both highway tractors and vocational units.

Can I finance a used truck in BC?

Yes, with age and mileage limits that vary by lender. BC's graduated vehicle tax applies by value on the purchase, and a private sale pays PST without GST, which is worth factoring into the total financed amount.

One application. 5 lenders. Get Funded