Cashco Financial Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov
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Four questions checked against Cashco Financial's published criteria, per product. No application started.
Cashco keeps the entry bar low and short. Resident, adult, ID in hand, and the MoneyUp line of credit runs on the same rails.
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3 reviews from borrowers who used Cashco Financial. Reviews are moderated; lenders cannot remove them.
this is a company with a heart. They care and they are very helpful
The women there are amazing to deal with they talk and treat you with respect. I would 100% refer someone to cashco and I will keep going back
Excellent company to deal with , I borrow in the past and they are very easy to deal with and you will get your money
Cashco Financial (sometimes referred to has Cash Co) is a privately held company based in Edmonton, Alberta that helps clients build their credit and get into mainstream financial services. They serve over 140,000 clients both online and through a network of over 50 branches located in British Columbia, Alberta, Saskatchewan, and Ontario. They provide multiple loan options and are a finance company that aims to help move clients through the entire credit continuum to achieve financial health and growth.
Cashco Financial has been in business since 2009 and by August 2017, had over 5,000 Albertans sign up for accounts. Their consistent growth shows them as one of the leading brands in the financial industry, and to add, Cashco has funded over 300 million dollars in loans. Cashco Financial employs over 200 employees and is focused on getting underbanked Canadians money quickly and securely. They have also been certified as a Great Place to Work® to help show their outstanding culture.
Here at Smarter Loans we only work with verified and regulated businesses. Cashco have proven themselves to be a legitimate business over the 6+ years they have been operating in Canada and we are happy to put our name alongside theirs.
Cashco Financial offers a flex loan, and their services include cheque cashing, money transfer options, credit monitoring support, and even a financial literacy blog.
Cashco loans range depending on the loan type. Their flex loan allows you to borrow up to $7,000.
Cashco Financial considers various means in order to determine the interest rate on a loan. Their Loan offers terms ranging from 6 to 60 months with a fixed Annual Percentage Rate (APR). The fixed rate is 35% with no administrative or document fees. For a $1,000 Flex Loan over 12 months, this yields a bi-weekly payment of approximately $45.84, resulting in a total cost of borrowing of approximately $191.24 ($1,191.24 including principal).
You can get anywhere from 6 to 60 months to pay back a Cashco Financial loan.
If you're applying for a flex loan then you need to be of legal age in the province you reside, have a bank account, be employed and have lived in your current residence for at least 3 months.
Yes, you can apply for a Cashco Financial loan online quickly and securely using their online form.
The application process is fast and Cashco Financial tries to approve people within minutes, therefore, if approved, you can receive your money within hours and likely the same day.
If you are approved, Cashco will transfer the money into your account directly.
You can choose to repay your Cashco loan through weekly, bi-weekly, semi-monthly or monthly payments from bank account.
Cashco Financial operates in 6 provinces and has branches in British Columbia, Alberta, Saskatchewan, Ontario, and New Brunswick.
Cashco Financial can be contacted through their online chat on their website, they offer resources to help grow your financial health, budget planning tools, financial literacy health checks and you can also reach Cashco customer support by phone, email or by going into anyone of their branches.
You can contact Cashco from Monday to Friday from 7AM to 8PM MST and Saturday 8AM to 8PM MST.
