Company Capital

Avg. Rating: 5.0 (9 reviews)

We are a 100% Canadian privately held company based in Victoria BC. We are a Direct Lender which means we lend our own money and we don’t use brokers or re-sellers. This allows us to cut out the “middle-man” commissions and pass these savings on to our customers – sometimes as much as 50%. You won’t find a better rate on the same service anywhere in Canada. We guarantee it.

 

Company Capital is a member of the Canadian Lenders Association:

 

  • TIME IN BUSINESS: Since 2011
  • LOANS OFFERED: Business Loans, Merchant Cash Advance, Business Line of Credit
Visit site and apply

1-866-358-7420

Call Center: Monday to Friday
9AM to 5PM PST
Support Offered:
  • Web Chat
  • Help Center/Blog
  • Email Support
Availability: All of Canada except Quebec

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate Varies Amount $10,000 – $100,000 Term N/A

Eligibility & Documents

Who is eligible

  • Open for at least 6 months
  • Sales of at least $5,000 per month

What you need to provide

  • 6 months of bank statements
  • Photo ID
  • Void cheque

Repayment & Issuance

How fast can you get the money 1 day or more Funding method Direct deposit How does repayment work Fixed minimum amount automatically debited from your account. As you pay down the loan you can easily access additional funds or pay down without penalty.

Conditions & Rates

Interest rate N/AAmount $5,000 – $100,000 Term N/A

Eligibility & Documents

Who is eligible

  • Accept credit and debit cardsOpen for at least 6 months Process at least $5,000 per month

What you need to provide

  • 6 months of bank statements
  • Photo ID
  • Void cheque
  • 6 month merchant processor statements

Repayment & Issuance

How fast can you get the money 1 day or more Funding method Direct deposit How does repayment work Daily or weekly amount that is automatically debited from your account, based on percentage of your sales for that day

Conditions & Rates

Interest rate Starting at 6.87% Amount $5,000 – $100,000 Term 3 – 18 months

Eligibility & Documents

Who is eligible

  • Open for at least 6 months
  • Sales of at least $10,000 per month

What you need to provide

  • 6 months of bank statements
  • Photo ID
  • Void cheque

Repayment & Issuance

How fast can you get the money 1 day or more Funding method Direct deposit How does repayment work Fixed daily or weekly amount that is automatically debited from your account.

Articles About Company Capital

By Jared Lindzon

Jared Lindzon is an experienced journalist, writer and public speaker. He specializes in Business, Technology, Lending and FinTech industries in Canada and abroad. Jared is a regular contributor to Smarter Loans and top tier publications around the World, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

By Joel Schlesinger

Joel Schlesinger is an experienced Winnipeg-based freelance journalist specializing in personal finance and other subjects. Joel has been featured in top publications across Canada.

By Mashoka Maimona

Mashoka is a journalist for the London Press and the National Post, currently specializing in finance, business and technology.

Frequently Asked Questions About Company Capital

What is Company Capital?

Company Capital is a 100% Canadian, privately held company based in Victoria BC with a long history (20+ years) of providing financial services to the small business community in Canada. They are a direct lender which means they lend their own money and don't use brokers or re-sellers.

Is Company Capital Safe?

Company Capital is a member of the Canadian Lender Association and has been in business since 2011. Steve Clark, President and CEO of Company Capital has financed, owned and/or managed more than 10 start-up companies including: Cashline ATM, Vancouver Armored Transport and many more.

What Products and Services Does Company Capital Offer?

Company Capital offers business loans, merchant cash advance and a business line of credit.

How Much Can I Borrow from Company Capital?

If you're looking for anywhere between $5,000 and $100,000, you can apply for their merchant cash advance and business loan. Their line of credit is between $10,000 and $100,000.

What Is the Interest Rate on a Company Capital Loan?

A Company Capital business loan has an interest rate that starts at 6.87%.

What Is the Term Length for a Company Capital Loan?

You have anywhere in between 3 and 18 months to pay back a Company Capital business loan.

How to Qualify for a Company Capital Loan?

To qualify for a Company Capital line of credit, you need to have been in business for 6 months, have $5,000+ monthly sales, and provide 6 months of bank statements, photo identification and a void cheque. To qualify for merchant cash advance from Company Capital, you need to accept credit and debit cards for at least 6 months and sales need to be in excess of $5,000+ dollars monthly. Additionally, you'll need to provide 6 months of bank statements, your photo identification, a void cheque and 6 months merchant processor statements. To qualify for a Company Capital business loan, you'll need to have been in business for 6+ months, exceed $10,000 monthly sales and provide 6 months worth of bank statements, photo identification and a void cheque.

Can I Apply Online for a Company Capital Loan?

Yes, you can apply online. They say their form takes less than 2 minutes to complete. You can also apply for financing through Company Capital by email (they'll email an application to you), and by phone (they can take your application over the phone).

How Fast Can I Get a Loan from Company Capital?

If approved, you can get a loan deposited into your bank account in a day or two.

How Will Company Capital Send Me the Loan?

The loan proceeds are usually deposited directly into your bank account.

How Does Loan Repayment Work at Company Capital?

A Company Capital line of credit is repaid by a fixed minimum amount automatically debited from your account. As you pay down the loan you can easily access additional funds or pay down without penalty. A Company Capital merchant cash advance loan is paid daily or weekly where payments are automatically debited from your account. These can be variable payments based on a small percentage of your sales, or fixed payments…you decide. A Company Capital business loan is repaid by fixed daily or weekly amounts that are automatically debited from your account.

Which Provinces Is Company Capital Available in?

Company Capital is available anywhere in Canada, except Quebec.

What Kind of Customer Support Does Company Capital Offer?

Company Capital has a headquarters office in Victoria, BC, however they are easily reached by web chat, email support and you can even view their online help centre/blog for more information.

What are Company Capital Working Hours?

You can apply for a Company Capital loan online 24/7. However, their call centre hours are Monday to Friday 9AM to 5PM PST.

Company Capital Reviews

Avg. Rating: 5.0 (9 reviews)
Quick and easy to deal with

Top notch, quick, respectful service. Easy and fast to apply and get approved. I have been very impressed with this company.

Angiola De Stefanis
Really easy and fast

Company Capital provides an excellent service. The process is really easy and fast. I had the funding I needed within a few days. Company Capital has helped me continue to grow and operate my business.

Ruby
Fantastic

Wow what a fantastic experience working with this company. I started a Custom Jewellery design business back in 2015 in Calgary using all my own investment and when it came time to grow my business the bank was nowhere to be found despite our substantial growth. Company Capital's rates were fair, and they supported my business based on our performance not my personal credit rating. The fast and professional service didn't hurt either! I will definitely be using them again!

Marlow M
Clean and Simple

I got a loan for vehicle equipment from Company Capital, My experience was great. The relationship manager was experienced and helpful, he gave me a detailed report of how the process breakdown will occur. Will definitely recommend them to anyone in need!

Jack R
The fairest to deal with

Your company has been instrumental in assisting us with our cash flow. Of the many phone calls I’ve received from other companies with similar methodology in repayment, yours is by far the easiest and in my consideration, the fairest to deal with. Thanks for the help and we’ll be in touch again.

John Tames
Really flexible

We use Company Capital a few times every year to buy inventory. The process is really easy and fast – we usually get our cash within 24 hours. It’s also really flexible – they actually work with you to decide the rates and terms that suit your business.

Anil Jately
Fast and efficient at a reasonable cost ...

Company Capital has been a large part of the continued success of our business. Often the process required in obtaining additional bank financing can take months. Company Capital allows us fast and efficient access to funds at a reasonable cost. This allows access to funds in a timely manner and allows us to continue to grow.

Evan T.
Great company

So very pleased with Company Capital. My first time for a loan and they made it so easy and painless. Very polite and knowledgeable staff and Melanie was awesome. I have referred and do highly recommend company Capital to anyone who is in need of financing. Guaranteed the best service. Thank you!

Nina
Used them multiple times

I have been in business for more than 33 years.The best way I can describe it is like this.Running a small business can be like going for a ride in a washing machine.First you get soaked, then chemicals are dumped on your head, then your spun, and finally you get hung out to dry!

All kidding aside, these guys get it and are very easy to deal with.Their terms are flexible, and the process is efficient.I have used them on multiple occasions involving 3 companies over an 8 year period.They have earned this review.

Thanks, Steve.

Steve Williams

Compare Company Capital with another Company:

Write a Review