Online Loans in Canada

An online loan is a fast and easy method of getting financing in Canada. Whether you are looking to pay for unexpected bills, fix up your car, make an investment into your business, or just go on vacation, online loans in Canada are quickly becoming a popular financing solution. It’s easy to get approved for an online loan in Canada. You don’t need to wait in long lines or fill out stacks of paperwork. After you complete a simple application online, you can usually get the cash you are looking for within just a few days, deposited directly into your bank account. At Smarter Loans, we’ve done the heavy lifting for you. Below you’ll find a list of reputable companies that offer online loans in Canada. Take a look and compare your options, including products offered, interest rates, terms, qualifications and even reviews from other customers. When you’ve found the loan you’re looking for, hit “Apply Now” next to the lender you want to try. You’ll be redirected to their website where you complete the online loan application. You can also pre-apply for a Canada online loan right here on Smarter Loans, and we will find a suitable lender for your situation. They will reach out to you to process your loan request within 24-48 hours.

array(4) { [0]=> array(10) { ["term_title"]=> string(14) "Magical Credit" ["term_name"]=> string(14) "magical-credit" ["term_id"]=> string(2) "27" ["file_name"]=> string(36) "549f54b49398e7585015954ff33bb8e6.png" ["amount"]=> string(14) "$500 - $10,000" ["rate"]=> string(11) "23% - 59.7%" ["terms"]=> string(13) "6 - 24 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(102) "http://www.magicalcredit.ca/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(8) "Ferratum" ["term_name"]=> string(8) "ferratum" ["term_id"]=> string(3) "170" ["file_name"]=> string(36) "f1040be8f23a31a20841be0258204fa4.png" ["amount"]=> string(13) "$100 - $1,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(12) "30 - 62 Days" ["apply_title"]=> string(0) "" ["apply_url"]=> string(105) "https://www.ferratum.ca/?k=SMRTRLN&utm_source=SmarterLoans&utm_medium=affiliate&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(16) "$1,000 - $35,000" ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(14) "36 - 60 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(57) "https://www.borrowell.com/personal-loans/?id=smarterloans" ["bundle"]=> string(1) "2" } [3]=> array(10) { ["term_title"]=> string(16) "Cashco Financial" ["term_name"]=> string(16) "cashco-financial" ["term_id"]=> string(2) "92" ["file_name"]=> string(36) "a3d5b1e223d2c9422bfa2c0181efaa58.png" ["amount"]=> string(13) "$250 - $7,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(13) "6 - 60 Months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(126) "https://cashcofinancial.com/online-loan-application/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $500 - $10,000 23% - 59.7%
6 - 24 Months Apply Now
approved $100 - $1,000 Varies
30 - 62 Days Apply now
approved $1,000 - $35,000 5.6% - 25.5%
36 - 60 months Apply now
approved $250 - $7,000 Varies
6 - 60 Months Apply now
array(5) { [0]=> array(10) { ["term_title"]=> string(15) "Company Capital" ["term_name"]=> string(15) "company-capital" ["term_id"]=> string(1) "9" ["file_name"]=> string(36) "15f23b89452a9b9966d853d96b99674f.png" ["amount"]=> string(17) "$5,000 - $100,000" ["rate"]=> string(17) "Starting at 6.87%" ["terms"]=> string(13) "3 - 18 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(92) "https://www.companycapital.ca/pos-calculate/?utm_source=SmarterLoans&utm_medium=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(7) "On-Deck" ["term_name"]=> string(7) "on-deck" ["term_id"]=> string(2) "12" ["file_name"]=> string(36) "9e810fd1cfe37061f829dea99b83ca64.png" ["amount"]=> string(15) "$5,000-$250,000" ["rate"]=> string(15) "Starting at 14%" ["terms"]=> string(11) "6-24 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(80) "https://online.ondeck.com/en-CA/?utm_source=SmarterLoans&utm_medium=SmarterLoans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(9) "Lendified" ["term_name"]=> string(9) "lendified" ["term_id"]=> string(2) "14" ["file_name"]=> string(36) "51edbd2fc59c80f33d18f850aea11117.png" ["amount"]=> string(17) "$5,000 - $150,000" ["rate"]=> string(8) "8% - 18%" ["terms"]=> string(13) "6 - 24 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(100) "https://www.lendified.com/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [3]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(18) "$1,000 - $35,000 " ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(16) "36 - 60 months " ["apply_title"]=> string(0) "" ["apply_url"]=> string(77) "https://www.borrowell.com/personal-loans/small-business-loan/?id=smarterloans" ["bundle"]=> string(1) "2" } [4]=> array(10) { ["term_title"]=> string(9) "Evolocity" ["term_name"]=> string(9) "evolocity" ["term_id"]=> string(2) "13" ["file_name"]=> string(36) "6a3f3522089d42b7e4878fd5876b5fd1.png" ["amount"]=> string(18) "$10,000 - $300,000" ["rate"]=> string(17) "Starting at 6.99%" ["terms"]=> string(13) "4 - 18 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $5,000 - $100,000 Starting at 6.87%
3 - 18 months Apply now
approved $5,000-$250,000 Starting at 14%
6-24 months Apply now
$5,000 - $150,000 8% - 18%
6 - 24 months Apply now
approved $1,000 - $35,000 5.6% - 25.5%
36 - 60 months Apply now
approved $10,000 - $300,000 Starting at 6.99%
4 - 18 months
array(6) { [0]=> array(10) { ["term_title"]=> string(39) "Dominion Lending Centres Edge Financial" ["term_name"]=> string(39) "dominion-lending-centres-edge-financial" ["term_id"]=> string(3) "151" ["file_name"]=> string(36) "30996b4f56813c65b8eb7b7419ec0e8d.jpg" ["amount"]=> string(10) "Any Amount" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [1]=> array(10) { ["term_title"]=> string(22) "Matrix Mortgage Global" ["term_name"]=> string(22) "matrix-mortgage-global" ["term_id"]=> string(2) "61" ["file_name"]=> string(36) "04b4e035d5e1bf48a63fe3a10eaf8e5a.png" ["amount"]=> string(6) "Varies" ["rate"]=> string(17) "Starting at 2.79%" ["terms"]=> string(8) "Varies " ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [2]=> array(10) { ["term_title"]=> string(6) "Centum" ["term_name"]=> string(6) "centum" ["term_id"]=> string(2) "56" ["file_name"]=> string(36) "47f0456c905c528694772275a259448f.jpg" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(24) "Dominion Lending Centres" ["term_name"]=> string(24) "dominion-lending-centres" ["term_id"]=> string(2) "29" ["file_name"]=> string(36) "135640068310796a1c6c36899404cfaa.png" ["amount"]=> string(20) "$50,000 - $1,000,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(19) "6 months - 10 years" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [4]=> array(10) { ["term_title"]=> string(19) "True North Mortgage" ["term_name"]=> string(19) "true-north-mortgage" ["term_id"]=> string(2) "39" ["file_name"]=> string(36) "d109073b88f6b73157ac8f2afd181b47.png" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [5]=> array(10) { ["term_title"]=> string(14) "Capital Direct" ["term_name"]=> string(14) "capital-direct" ["term_id"]=> string(2) "41" ["file_name"]=> string(36) "6f1ebbf1231f0cdda0dee92d7a8b4694.png" ["amount"]=> string(19) "$10,000 - $1,500,00" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
Any Amount Varies
Varies
Varies Starting at 2.79%
Varies
$50,000 - Unlimited Varies
Varies
$50,000 - $1,000,000 Varies
6 months - 10 years
$50,000 - Unlimited Varies
Varies
$10,000 - $1,500,00 Varies
Varies
array(1) { [0]=> array(10) { ["term_title"]=> string(11) "Carloans411" ["term_name"]=> string(11) "carloans411" ["term_id"]=> string(2) "43" ["file_name"]=> string(36) "2706159e332a8ed90ca69c7024ac4b29.png" ["amount"]=> string(16) "$5,000 - $40,000" ["rate"]=> string(16) "Starting at 2.9%" ["terms"]=> string(14) "12 - 72 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(80) "https://carloans411.ca/quick-approval?affiliate_id=79&utm_source=Smarter%20Loans" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$5,000 - $40,000 Starting at 2.9%
12 - 72 Months Apply Now
array(2) { [0]=> array(10) { ["term_title"]=> string(15) "Polaris Leasing" ["term_name"]=> string(15) "polaris-leasing" ["term_id"]=> string(2) "75" ["file_name"]=> string(36) "fc130c5b8c7e72927f162b1902cfe833.jpg" ["amount"]=> string(14) "Up to $500,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> string(0) "" ["apply_url"]=> string(111) "https://polarisleasing.com/apply-now/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(16) "National Leasing" ["term_name"]=> string(16) "national-leasing" ["term_id"]=> string(3) "104" ["file_name"]=> string(36) "0bc2761e63512e7fc00db6c600cf7a40.jpg" ["amount"]=> string(14) "Up to $500,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
Up to $500,000 Varies
Varies Apply now
Up to $500,000 Varies
Varies
array(1) { [0]=> array(10) { ["term_title"]=> string(22) "Health Smart Financial" ["term_name"]=> string(12) "health-smart" ["term_id"]=> string(3) "150" ["file_name"]=> string(36) "f8b6115280e4a709151e2d1b4755ee5d.png" ["amount"]=> string(14) "$300 - $25,000" ["rate"]=> string(14) "Starting at 0%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$300 - $25,000 Starting at 0%
3 - 60 Months

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