One application. 17 lenders from our 50+ network. Funded in 24 to 48 hours.
Apply Now One application routed to where you qualify.
Every Apply button starts the same single application. Your chosen lender is prioritized first.
When the lender is licensed and the rules are followed, yes: the 35% federal cap, written cost disclosure before signing, and provincial consumer protection apply identically online and in branch. What deserves attention is the lender rather than the channel. Every lender in our network is vetted and licensed to operate in Canada.
Most lenders connect securely to your online banking to read deposit history, which replaces pay stubs and speeds approval to minutes. It is read-only access and does not allow the lender to move money. Where you would rather not, most lenders accept uploaded bank statements instead.
Rarely cheaper than a bank's prime offer, but far more accessible. Banks decline most applicants who end up here. Online lenders price for the risk they accept, which is why rates range from 9.99% to the 35% cap depending on your profile.
