One application. 17 lenders from our 50+ network. Funded in 24 to 48 hours.
17 lenders in our network serve Canada. Borrow $100 to $150,000 at 9.99 to 34.99% APR, with funding as fast as 48 hours. Every lender is subject to the 35% federal rate cap. Most lenders ask for $1,500 monthly income. Rates reviewed August 2026.
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Best for Borrowers who want branch support and the option to scale from a small unsecured loan to a large secured one · Instalment loan · Also offers: secured loan
Any small loan funded directly to your bank account, usually between $100 and $2,500. The term covers both payday products priced per $100 and small instalment loans priced as an APR. The label tells you nothing about the cost, so check the structure before comparing.
How fast are cash loans funded?
Most lenders in our network fund by Interac e-Transfer the same day, and the fastest within minutes of approval. Income is verified through online banking rather than documents.
What is the cheapest way to borrow a small amount?
For under $500 over a short period, a line of credit or an existing credit card cash advance usually beats a payday product on total cost. Above $1,000 an instalment loan almost always wins. The payday product is the most expensive per dollar and makes sense mainly when nothing else is available.
