SkyCap Financial

Avg. Rating: 5.0 (3 reviews)

SkyCap Financial was founded in 2013 to provide alternative financing to Canadians. We recognize that people fall into financial situations that are out of their control and can impact their credit negatively. We want to open the door to you when others close it based on your credit history. With our team of highly skilled and dedicated individuals, we strive to provide a better lending experience.

  • TIME IN BUSINESS: SINCE 2013
  • # OF CUSTOMERS: OVER 1,000
  • TOTAL FUNDED: UNDISCLOSED
  • LOANS OFFERED: Personal Loan, Medical Loan, Auto Loan, Equipment Loan

1-877-924-4557

1020 Bayridge Dr Suite 104, Kingston
Call Center: Mon - Fri: 8:00AM to 8:00PM
Support Offered:
  • Email Support
Availability: All of Canada, except Nova Scotia & Quebec

Loans Offered

Below are all the loan products offered by this company.

Conditions & Rates

Interest rate 12.99% – 39.99% Amount $500 – $10,000 Term 9 – 36 Months

Eligibilty & Documents

Who is eligible

  • Canadian resident
  • Over 18 years of age
  • Net Income over $1200 per month
  • Not in an active Bankruptcy/Credit Counselling, Consumer Proposal or Debt Consolidation programs
  • Main job must be a part-time or full-time job, pension, disability. Do not accept only Child Tax Credit income as the main source of income
  • Do not accept Employment Insurance, Social Assistance, seasonal employment
  • Do not do loans in Nova Scotia and Quebec

What you need to provide

  • One valid government issued photo ID
  • Two most recent paystubs
  • Last 90 days of banking transactions
  • Any type of Bill dated within last 60 days
  • Void Cheque

Repayment & Issuance

How fast can you get the money within 24 hours Funding method Direct Deposit How does repayment work Monthly, Semi-monthly Bi-Weekly or Weekly automated payments

Conditions & Rates

Interest rate 12.99% – 39.99% Amount $500 – $10,000 Term 9 – 36 Months

Eligibilty & Documents

  • Canadian resident
  • Over 18 years of age
  • Net Income over $1200 per month
  • Not in an active Bankruptcy/Credit Counselling, Consumer Proposal or Debt Consolidation programs
  • Main job must be a part-time or full-time job, pension, disability. Do not accept only Child Tax Credit income as the main source of income
  • Do not accept Employment Insurance, Social Assistance, seasonal employment
  • Do not do loans in Nova Scotia and Quebec

What you need to provide

  • One valid government issued photo ID
  • Two most recent paystubs
  • Last 90 days of banking transactions
  • Any type of Bill dated within last 60 days
  • Void Cheque

Repayment & Issuance

How fast can you get the money within 24 hours Funding method Direct Deposit How does repayment work Monthly, Semi-monthly Bi-Weekly or Weekly automated payments

Conditions & Rates

Interest rate 12.99% – 39.99% Amount $500 – $10,000 Term 9 – 36 Months

Eligibilty & Documents

  • Canadian resident
  • Over 18 years of age
  • Net Income over $1200 per month
  • Not in an active Bankruptcy/Credit Counselling, Consumer Proposal or Debt Consolidation programs
  • Main job must be a part-time or full-time job, pension, disability. Do not accept only Child Tax Credit income as the main source of income
  • Do not accept Employment Insurance, Social Assistance, seasonal employment
  • Do not do loans in Nova Scotia and Quebec

What you need to provide

  • One valid government issued photo ID
  • Two most recent paystubs
  • Last 90 days of banking transactions
  • Any type of Bill dated within last 60 days
  • Void Cheque

Repayment & Issuance

How fast can you get the money within 24 hours Funding method Direct Deposit How does repayment work Monthly, Semi-monthly Bi-Weekly or Weekly automated payments

Conditions & Rates

Interest rate 12.99% – 39.99% Amount $500 – $10,000 Term 9 – 36 Months

Eligibilty & Documents

  • Canadian resident
  • Over 18 years of age
  • Net Income over $1200 per month
  • Not in an active Bankruptcy/Credit Counselling, Consumer Proposal or Debt Consolidation programs
  • Main job must be a part-time or full-time job, pension, disability. Do not accept only Child Tax Credit income as the main source of income
  • Do not accept Employment Insurance, Social Assistance, seasonal employment
  • Do not do loans in Nova Scotia and Quebec

What you need to provide

  • One valid government issued photo ID
  • Two most recent paystubs
  • Last 90 days of banking transactions
  • Any type of Bill dated within last 60 days
  • Void Cheque

Repayment & Issuance

How fast can you get the money within 24 hours Funding method Direct Deposit How does repayment work Monthly, Semi-monthly Bi-Weekly or Weekly automated payments

Articles About SkyCap Financial

By Jared Lindzon

Jared Lindzon is a regular contributor to top tier publications around the world, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

SkyCap Financial Reviews

Avg. Rating: 5.0 (3 reviews)
Really helped me out

I had trouble getting a loan at many of the places I applied at. My credit is not great and these guys are the only ones that were kind enough to hear me out and help me when I needed financing. Thanks!

Rachel Storm
Excellent Company

Very easy to deal with, excellent response time in assistance with any questions. The staff are very knowledgeable in financial services and matters. Excellent company to deal with.

Jimmy P
Helpful Staff

Very easy to deal with, excellent response time in assistance with any questions. The staff are very knowledgeable in financial services and matters. Excellent company to deal with.

Jimmy P

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