Learning Center

Industrial Equipment Leasing

Industrial Equipment Leasing: Pluses And Minuses

Throughout the course of your business operations, the need to scale and expand will become a necessary step in sustaining your enterprise. But because certain purchases – like industrial equipment – won’t be cheap, you might have to look into other options in order to acquire what you need without having to pay cash.  …

A Small Business Loan

How To Receive A Government Loan For A Small Business?

Over the past 10 years, the Government of Canada has made it possible for over 63,000 borrowers to receive a sum amount of $9.5 billion in asset-based financing. So, there’s no really wondering why the economy in Canada is currently powered by SME’s.   If you’re running a small business, there are a few reasons…

Vehicle Financing

Multiple Vehicle Financing Options

For as necessary as cars are for day to day life, they can be exceedingly expensive. Even low end models can be hefty on the pocket, making them difficult to afford. For that reason, buyers have looked to alternative ways to buy cars. In recent years, vehicle financing has become particularly popular, enabling Canadians to…

Tips on How to Improve your Credit Score – Part 2

We will now focus on what exactly we can do to either maintain our good credit score or get out of a bad situation. Note that not all debt is created equally, and precedence should be given to those debts that will have a hefty effect on you and which will cost you more to haul.

Tips on How to Improve Your Credit Score – Part 1

Perhaps the most important variable which impacts your score is your payment history. In fact, according to many, your payment history comprises 35% of your total credit score and is considered to be the most fundamental factor when it comes to calculating your credit score.

Business Acquisition Loans

How to Get a Loan to Buy Existing Business?

Buying a business is a huge step, either for the founding of a new company or the expansion of a pre-existing one. It can have immense benefits, increasing your clientele, boosting productivity, raising the value of your company, and much more, but you need to take all the costs into consideration before going ahead with…

Debt Consolidation Loans

Can Debt Consolidation Loans Hurt Your Credit Score?

The vast majority of people have to deal with debt throughout their lives, and that debt can come in a variety of forms, including personal loans and credit cards. Having to manage all those different kinds of debt, keeping track of different monthly payment schedules and staying up to date with different interest rates, can…

Car Loan Application With Bad Credit

How To Get A Car Loan With A Credit Score of 600?

Vehicle loans for cars, motorcycles, trucks, tractors, and other automobiles are among the most common types of loans people seek out. It’s almost impossible to live in the modern world without a vehicle, and cars can be needed for both personal and professional reasons, getting us from point A to point B each and every…

Installment Loans Alternatives

What Are Alternatives To Installment Loans?

Essentially, an installment loan involves the repayment of the amount you have borrowed (plus any interest that accumulates over time) in a series of ‘installments’, i.e. regular payments of a set amount on a set schedule.   Uses for installment loans include:   Vehicle loans to buy a car, truck, motorcycle, or other vehicle Mortgages…

Getting a Truck Loan with Bad Credit

Almost everyone has to take out a loan from time to time to cover the costs of large purchases like homes and vehicles. Truck loans are particularly popular, with thousands of Canadians looking to buy trucks each year.   Most people simply don’t have the cash saved up to buy a truck outright, so they…