Learning Center

downpayment for a house

How Much Down Payment Should a Buyer Expect to Pay?

Purchasing a home is the biggest financial investment most people will make in their lifetime. With advance research and planning, the obstacles in the path to homeownership can be overcome. 

ondeck and coast capital announce partnership

OnDeck and Coast Capital Announce Groundbreaking Partnership

Coast Capital Savings teams up with OnDeck Canada to give thousands of Canadian small businesses access to financing in as little as 24 hours.

Canadian SMB priorities are changing alongside evolving alternative lending ecosystem

As the competitive landscape evolved, however, some of the original players went out of business, new ones arrived from the United States and elsewhere, and rates have lowered and grown more consistent between competitors. As a result, the Victoria B.C.-based small business lender Company Capital found that Canadian small businesses now have different priorities.

What are Debt Consolidation Programs?

Houses, cars, businesses, medical bills, school tuition fees? Because our 9-to-5’s might not generate enough for us to pay for these things in cash up front, the best way to get what you need now and pay for it later is by acquiring a loan. If you know how to budget your money and you’re…

Should You Buy or Lease Your First Car?

The process of acquiring a car isn’t the easiest or the simplest. Having a significant impact on your financial situation for years after you sign the contract, buying a car requires a lot of thorough consideration and thought. That’s especially true if you’re hoping to get your first car ever.   Aside from your budget…

Equipment Leasing Agreement: Types and Key Terms

If you’re a business owner hoping to expand your range of products and services, then you might be looking into acquiring new equipment. Unfortunately, most industrial equipment can be expensive, which makes it hard to pay for them up-front and in-full from out of your pocket. So what options do you have?   Before you…

Personal Loans

How To Increase Your Personal Loan Eligibility?

A personal loan is a flexible loan that enables you to receive a lump sum that you can spend towards whatever purpose you deem fit. Personal loans can be used for a diverse range of needs, such as debt consolidation or refinancing, big events like weddings, hospital and medical expenses, property purchases, and basically any...
Auto Financing

What Is A Cost-Effective Car Finance Rate?

If you’re thinking about financing a car, then it’s important you consider the other fees and expenses associated with the purchase. Lenders won’t simply hand over a lump sum to cover the cost of the car for you without making a profit along the way. That’s why they apply an interest rate with auto financing…

Industrial Equipment Leasing

Industrial Equipment Leasing: Pluses And Minuses

Throughout the course of your business operations, the need to scale and expand will become a necessary step in sustaining your enterprise. But because certain purchases – like industrial equipment – won’t be cheap, you might have to look into other options in order to acquire what you need without having to pay cash.  …

A Small Business Loan

How To Receive A Government Loan For A Small Business?

Over the past 10 years, the Government of Canada has made it possible for over 63,000 borrowers to receive a sum amount of $9.5 billion in asset-based financing. So, there’s no really wondering why the economy in Canada is currently powered by SME’s.   If you’re running a small business, there are a few reasons…