Bad Credit Car Loans

If you are in search of a new car, Van, SUV or pickup truck, you may already know that car financing can be tricky with less than perfect credit score. Thankfully, in Canada there are plenty of reputable bad credit car loan providers that will work with you regardless of your credit situation.

You are closer than you think to driving away in your new car. We’ve put together a list of the most reputable bad credit car loan providers in Canada. Take a look below and click “apply now” next to a company of your choice to start an online application. You can also “pre-apply” for a fast bad credit car loan here, and we will connect you with the most suitable provider.

You can pre-apply here at Smarter Loans and we will find a suitable lender for you.

Pre-Apply For An Auto Loan

Top Bad Credit Car Loans Providers in Canada

Interest Rate
$3,500 - $49,500
8.99% - 29.5%
12 - 84 Months
$5,000 and up
9.9% – 31%
24 – 84 months
$5,000 - $40,000
Starting at 2.9%
12 - 72 Months

Types of Bad Credit Car Loans offered:

  • Car Loans
  • Van Loans
  • Truck Loans
  • Sports Car Loans
  • RV Loans
  • Trailer Loans
  • Snowmobile Loans
  • New Car Loans
  • Used Car Loans
  • Recreational Vehicle Loans
  • Motorcycle Loans
  • ATV Loans
  • Zero Downpayment Car Loans
  • Bad Credit Car Loans

Elite Trusted Lenders

These companies are recognized for their excellent service, product offering and financial literacy education for all Canadians.