Sparta Finance

Avg. Rating: 5.0 (10 reviews)
We will go to WAR for YOU!
We specialize in Auto, Recreational, Leisure, Marine, Vehicle Repair and Accessory/Upgrade Financing with full delivery options covering all of Canada.
We specialize in all financial & credit situations and we have over 20+ banks to choose from. We are the best at what we do by putting your needs as first priority and profits last. We are proud partners with Sun Life Financial who provides financial services, & RCM AUTO Group (Kawasaki, Yamaha, & CF MOTTO). 
  • TIME IN BUSINESS: Since 2017
  • # OF CUSTOMERS: Over 700
  • TOTAL FUNDED: Over 21 Million
  • LOANS OFFERED: Auto Loans, Leisure Loans, Boat and Marine Loans, Motorsport Financing
Visit Site and Apply

1-866-929-1924 328 Wale Rd #132, Victoria, BC V9B 0J8 SUITE# 106
Call Center: Mon-Fri: 9AM-6PM MDT Sat: 10AM-5PM MDT Sun: Closed
Support Offered:
  • Phone Support
  • Email Support
  • Social Media
  • Dealer Network
Availability: All of Canada

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate Starting at 3.9% – 34.9%, 0% Programs Available OAC  Amount $2,500 to Unlimited Term 3 – 240 months

Eligibility & Documents

Who is eligible

  • Canadian residents over 18+
  • We are a judgement free zone – we will consider all walks of life with any credit situation


What you need to provide

  • Driver’s License
  • Second ID
  • 2 most recent pay stubs
  • 3 months bank statements (if required)
  • Additional income supporting documents such as Letter of Employment, T4, Notice of Assessment, Invoices etc (if required)


Repayment & Issuance

How fast can you get the money Within a few days Funding method Directly to equipment provider How does repayment work Bi-weekly or monthly payments from bank account

Frequently Asked Questions About Sparta Finance

What is Sparta Finance?

Sparta Finance works with over 20 banks to help their customers with financing solutions for Auto, Recreational, Leisure, Marine, Vehicle Repair and more! Bad credit is not dismissed with Sparta Finance, and because of their many partners like Sun Life Financial, they work to provide as many applicants as possible with a loan solution that meets their needs.

Is Sparta Finance Safe?

Sparta Finance has been in business since 2017 and has helped hundreds of happy customers all over Canada. They’re regulated by the Alberta Vehicle Industry Council. Sparta Finance has a great reputation in the industry with over 130 reviews on Google with a 4.9 out of 5 stars rating. Additionally, they’ve been known to give back, donating to multiple charities like Pacific Centre Family Services Association, Crohn's and Colitis Canada and more.

What Products and Services Does Sparta Finance Offer?

Sparta Finance offers financial solutions for auto, leisure, boat and marine, and motorsport financing.

How Much Can I Borrow from Sparta Finance?

There is no cap on how much you can borrow from Sparta Finance. They offer loans starting at $2,500 and can go as high as you need.

What Is the Interest Rate on a Sparta Finance Loan?

Interest rates on loans from Sparta Finance range from as low as 3.9% and as high as 34.9%.

What Is the Term Length for Sparta Finance Loans?

Sparta Finance offers loans with a term length between 3 and 240 months.

How to Qualify for a Sparta Finance Loan?

If you’d like to qualify for a Sparta Finance loan then you'll need to be a Canadian resident that's over 18 years old, have a driver's license, provide a second piece of identification, 2 most recent pay stubs, 3 months of bank statements, and you may be required to share additional income supporting documents.

Can I Apply Online for a Sparta Finance Loan?

Yes, you can apply for a Sparta Finance loan online. Click their “Approve Me Now” button on their website and that'll lead you to their online application form.

How Fast Can I Get a Loan from Sparta Finance?

You can get a loan from Sparta Finance (if approved) within a few days.

How Will Sparta Finance Send Me the Loan?

Sparta Finance will send the funds directly to the equipment or auto provider that you will be buying from.

How Does Loan Repayment Work at Sparta Finance?

You can pay back your Sparta Finance loan by setting up pre-authorized payments from your bank. They can either be bi-weekly payments or monthly.

Which Provinces Is Sparta Finance Available in?

Sparta Finance operates all over Canada.

What Kind of Customer Support Does Sparta Finance Offer?

Sparta Finance offers numerous ways to contact them, including phone and email support, social media, and through their dealer network.

What are Sparta Finance Working Hours?

Sparta Finance call centre hours are Monday to Friday from 9AM to 6PM MDT and Saturday from 10AM to 5PM MDT.

Sparta Finance Reviews

Avg. Rating: 5.0 (10 reviews)
Got a boat

The team at Sparta really cares for their customers. They helped me get a boat with pretty low credit. Thanks guys.


Joe and his team a Sparta are super nice and helped us finance a few ATV's. They really go to war for you.

Helped us out.

Thank you to the Sparta Finance guys at the Victoria,BC location. My husband Tyler and I are so happy doing business with Sparta. They helped us find our home and truck with a budget that works for us. We are pleased with the professional service and hard work you have invested in helping us find the right trailer and truck that fits our needs. Thanks to Naz, Richard, and Brock and all the other people that helped us out at the dealerships. We will continue to do business with these guys! (via Google reviews)

Great people...

Great people

lorna cantada
Great all around

Very helpful. Informative. Definitely will come back for future financing needs.

Pamela Black
Bad ass

Very keen to help! I got what I wanted and am very very happy with the services provided as well as the assistance along the way. Great team working for sparta finance!

Sparta Finance

Sparta finance has done such a great job, the stuff is very polite and easy going, they make purchasing a vehicle or recreational vehicle as simple as saying yes. I highly recommend there services

Robbie Kreklywich

sparta has been the best type of financing I've come across vary friendly an great to work with.

Josh duda
Highly recommended

Joe and his team from Sparta Financial made it easy, stress free, and helped me find the perfect vehicle. The car came extremely clean and was running smooth. Highly recommend!

Rhea Libarnes
Thank you!

Thanks so much Sparta!! Such a great experience I absolutely enjoy everything and grateful for everything highly recommend!

Megan Bernard

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