PrestoCash logoPrestoCash Review 2026

★★★★★ 5.0 · 3 borrower reviews
No credit check runs on a PrestoCash application. Loans are small, $400 to $1,500, priced from 24.99% and repaid over four to twelve months. The screen is on banking conduct instead: the same income source for three months, and fewer than three NSF or stop payments in the last three.

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Rates checked August 24, 2026
Provinces
13 of 13

Our verdict

Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov

Best for
Borrowers with a thin or damaged credit file who bank cleanly
Not for
Anyone with three or more NSF or stop payments in the last three months
What we like
  • + No credit check is performed
  • + Same-day funding when the application clears during operating hours
  • + All ten provinces and three territories are served
Where it could improve
  • − Amounts stop at $1,500
  • − The rate is quoted as a floor of 24.99%
  • − Requires the same income source for three months
  • − Income of about $1,800 a month is required

Products offered

Each product is priced separately. Compare them below.

Personal Loan
Unsecured · All of Canada
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Amount
$400 - $1,500
Rate
From 24.99% APR
Terms
4 - 12 months
Funding
24 hours
Min income
$1,800/mo

See if you qualify

Four questions checked against PrestoCash's published criteria, per product. No application started.

Answer the questions to check PrestoCash's published criteria
Educational check against published criteria. Not an approval or offer.

Contact PrestoCash

Get in touch

Support and hours

  • Monday – Thursday9am – 5pm
  • Friday9am – 5pm
  • Saturday – SundayCLOSED
  • ChannelsEmail, Blog

Borrower reviews

3 reviews from borrowers who used PrestoCash. Reviews are moderated; lenders cannot remove them.

★★★★★ Fast Service at PrestoCash

The steps were clear and I got my loan the same day! Thanks PrestoCash!

Michelle
★★★★★ Thanks PrestoCash!

I’m really glad that I came across PrestoCash. A really simple and fast way for a loan. I would recommend it if you need cash fast.

Zack
★★★★★ Great Service

I needed money to pay for a car repair, and got it fast thanks to PrestoCash. I’m actually very impressed with the service. Would recommend.

Victoria

Common questions about PrestoCash

Who is PrestoCash?

PrestoCash is a Canadian instant loan provider offering non-credit check loans as an alternative to traditional payday loans. Their dedicated team is committed to accommodating your needs and ensuring you make the most out of your PrestoCash experience.

How much can I borrow from PrestoCash?

At PrestoCash, loan amounts typically range from $400 to $1500, with repayment terms spanning from 4 months to 12 months or longer, depending on your specific needs and circumstances. However, please note that all loans are subject to credit and underwriting approval.

What is the interest rate on a PrestoCash loan?

The interest rates on PrestoCash loans typically range from 24.99%. However, it's important to note that the specific interest rate you receive will depend on their partner's assessment of your credit profile and other factors. Additionally, all loans are subject to credit and underwriting approval. We prioritize transparency in our lending process and strive to provide fair and competitive rates to our customers.

What is the loan process like with PrestoCash?

At PrestoCash, their loan process is designed with your convenience and speed in mind. Once you've completed the straightforward online form, their dedicated team swings into action to swiftly verify your eligibility for a loan. Leveraging cutting-edge technology such as Instant Banking Verification and their proprietary scoring model, they can often provide loan approval in under 10 minutes. With no need for cumbersome document faxing, their process is streamlined, efficient, and completely secure. In most cases, you can expect approval and funding within a remarkable timeframe of under 4 hours, ensuring you get the funds you need when you need them.

How fast can I get my loan funds from PrestoCash?

At PrestoCash, obtaining your loan funds is lightning-fast and hassle-free. With their efficient process, you can expect to receive your loan without credit verification on the very same day during operational hours. As soon as you submit your application, their dedicated team springs into action, meticulously reviewing your form to ensure prompt approval. Should you encounter any hurdles, their experienced developers are on standby to swiftly address any issues. Plus, their dedicated customer support department is readily available to provide assistance and clarity on any queries you may have. With PrestoCash, speedy loan disbursement is our promise, living up to their name every step of the way.

Why should I get a no credit check loan?

Consider opting for a no credit check loan for several compelling reasons. Firstly, it allows you to obtain funds without impacting your credit score, as credit verification through agencies like Equifax is bypassed. This shields your credit reputation from potential harm caused by routine credit checks. Additionally, your chances of loan approval are significantly higher with no credit verification process in place, ensuring accessibility for individuals with diverse financial backgrounds. Moreover, the absence of credit checks expedites the loan approval process, resulting in faster access to funds deposited directly into your bank account. Compared to traditional lending institutions, which often take time to assess credit scores and issue loan denials, our streamlined approach ensures swift and efficient service.

PrestoCash · $400 - $1,500 · funding in 24 hours Apply Now