Bad Credit Business Loans

Small businesses all over Canada rely on access to capital to grow and prosper. For many small business owners, it can be complicated to get the funds they need quickly and at a decent interest rate. Equipment upgrades, inventory and staffing, advertising and other costs make easy access to financing an important factor in the life of a business. If you have bad credit, it makes it even more difficult to get approved.

At Smarter Loans, you can review our list of Canada’s most trusted and reputable small business loan providers, that will work with you even if you have less than perfect credit history. Browse your options below and click Apply Now next to one of the companies to get started.

You can also Pre-Apply here at Smarter Loans, and we will connect you with the most suitable business loan provider for your situation.

You can pre-apply here at Smarter Loans and we will find a suitable lender for you.

Pre-Apply For A Business Loan

Top Bad Credit Business Loans Providers in Canada

Company
Amount
Interest Rate
Reviews
Terms
$5,000 - $250,000
Starting at 9.99%
6 - 24 Months
$5,000 - $100,000
Starting at 6.87%
3 - 18 Months
$5,000 - $250,000
Starting at 9%
3 - 18 months
$5,000 - $150,000
8.99% - 18.99%
3 - 24 Months
$5,000 - $100,000
Starting at 29%
4 - 6 months
$10,000 - $300,000
Starting at 6.99%
4 - 18 Months
$5,000 - $100,000
Starting at 15%
12 - 18 Months
$5000 - $500,000
12.99% - 39.99%
6 - 18 Months
$5,000 – $500,000
Starting at 5.9%
3 – 60 Months

Types of Bad Credit Business Loans offered:

  • Business Term Loans
  • Business Line Of Credit
  • Merchant Cash Advance
  • Online Business Financing
  • Bad Credit Business Financing
  • Business Financing For Restaurants
  • Business Financing For Retail Stores
  • Business Financing For Auto Shops
  • Business Financing For Health & Beauty Industry

Elite Trusted Lenders

These companies are recognized for their excellent service, product offering and financial literacy education for all Canadians.