One application. 14 lenders from our 50+ network. Funded in 24 to 48 hours.
Get Funded One application routed to where you qualify.
Every Apply button starts the same single application. Your chosen lender is prioritized first.
Yes. Most alternative business lenders in our network underwrite on business revenue and time in business rather than a personal credit score, verifying through bank statements or payment processor data. Typical requirements are $10,000 or more in average monthly sales and at least a year operating.
More than prime business lending, and commercial pricing is not held to the 35% consumer cap. Loans of $10,000 or less are, but between $10,000 and $500,000 the exemption allows up to 48% APR, and above $500,000 there is no cap. On a merchant cash advance, convert the factor rate to an annualized cost before comparing it to a term loan.
It can. Many alternative business loans require a personal guarantee, and some lenders report to consumer bureaus. Ask both questions before signing, because a business loan reported personally changes your consumer borrowing capacity.
