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Chair and station build-out, aesthetic and laser equipment, leasehold improvements, inventory, and working capital through seasonal troughs. Equipment financing usually prices better than general working capital because the equipment secures it.
Typically $10,000 or more in average monthly sales and a year in business, verified through payment processor data, which suits this sector well since most revenue runs through card terminals. Newer businesses can often qualify at smaller amounts.
Laser and aesthetic equipment dates faster than most business assets, so leasing with an upgrade path often makes more sense than owning outright. Financing suits equipment with a long useful life like chairs, plumbing and fit-out.
