Bad Credit Truck Loans, Financing & Leasing

The Canadian trucking community is growing daily. Those interested in joining this industry might have some difficulty seeing how expensive a truck is on its own. If you are interested in purchasing your own, you might be worried for your credit score. Fortunately for you, Smarter Loans can help you in that specific situation. We exclusively work with a network of bad credit truck loan providers that have helped hundreds of truck drivers in Canada.

The process is streamlined allowing you to choose amongst a directory of providers without worrying about long application forms, how reliable they are and waiting for weeks for them to respond to you. Our process is condensed meaning that within a week, you can gain the financing you need for your new truck. Since then, the popularity of bad credit truck loans has risen dramatically in Canada with our involvement. Our duty at Smarter Loans has been to assist prospective truck buyers establish relationships with loan providers regardless of the credit score they have. Since it is entirely online, you could apply for a bad credit loan in the luxury of your own home. The process works by either applying directly to one of our providers, or pre-applying through Smarter Loans. When you pre-apply through Smarter Loans, a team member will be assigned to your application. They will then help you source the most fitting garbage truck loan provider. To see some of the providers we work with, just look at the list below. Hit the “Apply Now” button if you happened to run into a bad credit truck loan provider that complements your needs.

Do not worry if you can’t find one, as you can just pre-apply through Smarter Loans instead. We will ensure that’ll you find a bad credit truck loan provider in Canada that you can be sure of.

We can help connect you with the top bad credit truck and trailer financing providers in Canada.

Pre-Apply For Truck & Trailer Financing

Top Bad Credit Truck Loans, Financing & Leasing Providers in Canada

Interest Rate
$5,000 - Unlimited
Starting at 4.6%
2 - 10 years
$8,000 - $10 Million
2.9% - 19.99%
12 - 96 months
$5,000 And Up
4.9% - 24.99%
18 - 84 Months

Types of Bad Credit Truck Loans, Financing & Leasing offered:

  • Highway Trucks
  • Tow Trucks
  • Semi-trailer Trucks
  • Box Trucks
  • Flatbed Trucks
  • Garbage Trucks
  • Light Duty Trucks
  • Heavy Duty Trucks
  • Concrete Transport Trucks
  • Dump Trucks
  • Flat Bed Trailers
  • Dry Van and Enclosed Trailers
  • Refrigerated Trailers
  • Reefer Trailers
  • Lowboy Trailers
  • Step Deck Trailers
  • RGN Trailers
  • Conestoga Trailers
  • Side Kit Trailers
  • Specialized Trailers

Elite Trusted Lenders

These companies are recognized for their excellent service, product offering and financial literacy education for all Canadians.