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Truck Repair Loans in Canada - Financing Heavy Duty Repairs for Commercial Trucks

One application. 6 lenders from our 50+ network. Funded in 24 to 48 hours.

6 lenders in our network serve Canada. Borrow $2,500 to $50 million from 5.5% APR, with funding as fast as 3 hours. Most lenders require 12 months in business and $10,000 monthly revenue. Rates reviewed August 2026.

Get Funded One application routed to where you qualify.

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Every Apply button starts the same single application. Your chosen lender is prioritized first.

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Three questions about your business, and it filters this list instantly.
Revenue: AnyAmount: Any Product: Any Sort: Recommended
★★★★★ 5.0 (8)
Amount
$5K - $5M
Rate
From 9.99% APR
Terms
12 months
Min revenue
$10,000/mo
Time in business
12+ months
Best for Established businesses needing a large raise with flexible underwriting · Equipment financing
★★★★★ 4.9 (12)
Amount
$15K - $50M
Rate
From 5.5% APR
Terms
12 - 84 months
Min revenue
$10,000/mo
Time in business
12+ months
Best for Businesses financing larger equipment or commercial trucks who can meet a higher entry point · Equipment financing · Also offers: truck loan
★★★★★ 4.9 (11)
Amount
$10K - $1.5M
Rate
From 7.99% APR
Terms
3 - 24 months
Min revenue
$10,000/mo
Time in business
6+ months
Best for Businesses six months old that need a large term raise and want a line and an advance available too · Equipment financing · Also offers: truck loan
★★★★★ 4.6 (13)
Amount
$5K - $500K
Rate
From 9.99% APR
Terms
4 - 12 months
Min revenue
$10,000/mo
Time in business
6+ months
Best for Businesses six months old that want a term loan without a full year of history · Equipment financing · Also offers: truck loan
★★★★★ 4.8 (6)
Amount
$5K - $50M
Rate
From 7% APR
Terms
5 - 96 months
Min revenue
$10,000/mo
Time in business
12+ months
Best for Established businesses seeking the lowest published rate or a very large raise · Equipment financing · Also offers: truck loan
★★★★★ 4.8 (3)
Amount
$2.5K - $1M
Rate
From 7.5% APR
Terms
3 - 72 months
Min revenue
$10,000/mo
Time in business
12+ months
Best for Established businesses wanting a low rate with a long repayment runway · Equipment financing

Common questions

How do I finance a major truck repair?

Working capital or short-term business financing is the usual route, since a truck out of service stops earning and speed matters more than rate. Several lenders in our network fund within 24 to 48 hours on bank statements alone. Some repair facilities also carry their own financing arrangements.

Repair or replace the unit?

Compare the repair cost against the truck's value, remaining engine hours before overhaul, and what a replacement would cost to finance. A major engine repair on a high-mileage unit can approach a down payment on a newer truck with a warranty and a longer available term.

Can I finance a repair with bad credit?

Yes. Business lenders weigh revenue and contracts more heavily than personal credit, and a signed carrier agreement demonstrating the income that will service the loan carries real weight.

One application. 6 lenders. Get Funded