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Home › Truck Financing & Leasing in Canada

Truck Financing & Leasing in Canada

One application. 5 lenders from our 50+ network. Funded in 24 to 48 hours.

5 lenders in our network serve Apply. Borrow $5,000 to $50 million from 5.5% APR, with funding as fast as 48 hours. Most lenders require 12 months in business and $10,000 monthly revenue. Rates reviewed August 2026.

Get Funded One application routed to where you qualify.

Your lender options

Every Apply button starts the same single application. Your chosen lender is prioritized first.

Show only lenders I qualify for
Three questions about your business, and it filters this list instantly.
Revenue: AnyAmount: Any Product: Any Sort: Recommended
★★★★★ 4.4 (5)
Amount
$5K - $50M
Rate
From 5.5% APR
Terms
12 - 120 months
Min revenue
$10,000/mo
Time in business
12+ months
Apply Now View profile
Best for Established businesses financing heavy equipment or trucks over a long amortization · Truck loan
★★★★★ 4.9 (12)
Amount
$15K - $50M
Rate
From 5.5% APR
Terms
12 - 84 months
Min revenue
$10,000/mo
Time in business
12+ months
Apply Now View profile
Best for Businesses financing larger equipment or commercial trucks who can meet a higher entry point · Truck loan
★★★★★ 4.9 (11)
Amount
$10K - $1.5M
Rate
From 7.99% APR
Terms
3 - 24 months
Min revenue
$10,000/mo
Time in business
6+ months
Apply Now View profile
Best for Businesses six months old that need a large term raise and want a line and an advance available too · Truck loan
★★★★★ 4.6 (13)
Amount
$5K - $500K
Rate
From 9.99% APR
Terms
4 - 12 months
Min revenue
$10,000/mo
Time in business
6+ months
Apply Now View profile
Best for Businesses six months old that want a term loan without a full year of history · Truck loan
★★★★★ 4.8 (6)
Amount
$5K - $50M
Rate
From 7% APR
Terms
5 - 96 months
Min revenue
$10,000/mo
Time in business
12+ months
Apply Now View profile
Best for Established businesses seeking the lowest published rate or a very large raise · Truck loan

Need financing to buy or upgrade a commercial truck, trailer or truck fleet? Submit our quick form and we’ll connect you with Canada's most trusted lenders, who can offer you fast approval and tailored financing options.

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How It Works:

  • Apply in under 2 minutes - just fill out our quick form
  • We Match You With a Lender - from Canada's most trusted providers
  • Get Funded Fast - Cash can be in your account in just a few days

Why Apply With Smarter Loans?

  • Find the right commercial truck financing for your needs
  • Get multiple loan offers in one place
  • Only deal with Canada's most reputable companies
  • Protect your credit score - checking your offers doesn't impact your score
One application. 5 lenders. Get Funded