Trusted by More than 2,000,000 Canadians since 2016

International Truck Loans & Financing in Canada

  • chTruck Loans up to $1 Million
  • chRates as low as 7%
  • chApply online - Get offers from Top Lenders in Canada
up Last updated

October 14, 2025

up Written by:

Amy Orr

up Reviewed by:

Jenna West

Canada’s busy trucking industry shows no sign of slowing down, and with new drivers and trucks needed all the time, much interest is focused on the purchase of new vehicles – by both owner-operators and large businesses hoping to expand their fleet. International Trucks is one of the largest truck brands in the world and a popular choice among Canadians who need heavy-duty and medium-duty vehicles in a range of industries.

Buying a new truck is not cheap, and the majority of people will need financing to secure their purchase. At Smarter Loans, we work with local International truck dealers and some of the best truck financing companies in the country, to help you find the truck you need, and afford it. Additional trucks to consider; Mack, Peterbilt, Volvo, Freightliner, or Kenworth

Below you will see a list of top financing companies that specialize in International truck financing, as well as their rates and other information. You can choose to apply directly with one of these lenders by clicking Apply Now next to the company name. Or, if you need some extra help, either choosing your lender or finding the right truck, you can apply to get pre-approved for financing. Our experts will help you to assess your needs and financial circumstances, to ensure you are connected with a dealer and lender that’s right for you.

truck loan

Compare Lenders

AMOUNT
$5,000+
INTEREST RATE
Varies
TERMS
12 - 120 Months
AMOUNT
$15,000 and up
INTEREST RATE
5.5% - 14%
TERMS
12-84 months
AMOUNT
$5K - $1M
INTEREST RATE
5 to 25%
TERMS
6 to 48 months
AMOUNT
$5K - $500K
INTEREST RATE
Varies
TERMS
4 - 12 Months
AMOUNT
$15K - $1M
INTEREST RATE
From 8%
TERMS
3 - 24 Months
AMOUNT
$5K - $50M
INTEREST RATE
From 7%
TERMS
5 - 96 Months
View More Lenders

Quick Links

International Trucks: The Basics

International Truck Types

Most Popular International Models

ProStar

HX Series

Where to Buy International Trucks in Canada

here.

What to Consider When Buying an International Truck

New vs. Used

Financing Options

Special Features of International Trucks

International Trucks FAQs


How much does an International truck cost?

How can I get financing for an International truck?

What engines do International trucks use?

Where are International trucks made?

Who owns International Trucks?

Where can I get my International truck serviced?

What are the operational costs for an International truck?

  • 33% - Driver Wages
  • 10% - Driver Benefits

Useful Resources

Get Pre-Approved for International Truck Financing

Expert Review & Editorial Standards

This page was researched, written, and reviewed by financial professionals with expertise in Canadian lending regulations. All information is regularly updated to reflect current rates, terms, and regulatory changes.

Jenna West
Reviewed By

Jenna West

Financial Writer & Content Director

Jenna has covered the Canadian FinTech and consumer lending industry since 2017. She specializes in regulatory updates, consumer protection, and helping Canadians navigate complex financial products.

  • 8+ years analyzing Canadian consumer lending
  • Monitors FCAC and provincial regulatory changes
  • Specializes in personal loans and alternative lending
Amy Orr
Written By

Amy Orr

Financial Content Specialist

Amy is a financial writer with 10+ years covering Canadian, U.S., and U.K. financial markets. She holds a Masters in Finance from the University of Edinburgh Business School and formerly worked in the hedge fund sector.

  • Masters in Finance, University of Edinburgh
  • Former hedge fund professional
  • Published in major financial publications

About Smarter Loans

Canada's independent lending comparison platform since 2016. Trusted by over 2 million Canadians and recognized by the Toronto Star as "the GPS of FinTech Lending." Featured in the National Post and major Canadian publications.

Verified Lenders Only All lenders verified for proper licensing and regulatory compliance
Editorial Independence Content created independently from business relationships
Regular Updates Content monitored and updated for rate changes and new regulations
2M+ Canadians Served Helping Canadians compare loans since 2016

Our Editorial Process

Every page undergoes research, expert writing, fact-checking, and review by our Financial Content Director. We verify all rates, terms, and regulatory information against official sources including FCAC guidelines and provincial lending regulations.

Last Updated: October 14, 2025 | Next Review: Ongoing monitoring

Awesome G. profile pictureAwesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M. profile picturePat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H. profile pictureChris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (. profile pictureDan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K. profile picturejoel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C. profile pictureNate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J. profile pictureVincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H. profile pictureKels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H. profile pictureTara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S. profile pictureA S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

Why Choose Smarter Loans?

smart

Access to Over 50 Lenders in One Place

smart

Transparency in Rates & Terms

smart

100% Free to Use

smart

Apply Once & Get Multiple Offers

smart

Save Time & Money

smart

Expert Tips and Advice

As seen on
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo