Residential Mortgages in Canada

Canada is one of the many countries in North America with a high standard of living and a healthy economy. However, when families are looking to move or relocate, they may need financial assistance in buying a property. Maybe its because they can’t afford to pay the lump sum for the property, or need more money for a more substantial deposit. Residential mortgages can help in this exact predicament because it makes home ownership affordable by spreading payments over time. Not to mention lower interest rates because your property secures the loan. Getting approved for a home mortgage can be simple or challenging depending on several factors. Mainly your monthly income, loan to value ratio, credit history and ability to repay the loan.

At Smarter Loans, our goal is to make it easy as possible for you to get the residential mortgage you are looking for to buy your new home. Below you can find a list of reputable lease providers in Canada, who can help you. Compare the different mortgages by the required down payment, repayment structure, duration, and even read reviews. When you are ready, click “Apply Now” next to a company of your choice and complete an online application. You will know fast if you have been approved for the lease and can expect the money in a few days. If you don’t have an excellent credit score, don’t worry, many of the companies below will still be able to help you.

You also have the option to “Pre-Apply “with Smarter Loans, and we will connect you with the most suitable lease provider in Canada for you.

We can help connect you with the top residential first and second mortgage providers in Canada.

Pre-Apply For A Mortgage Now

Top Residential Mortgages in Canada Providers in Canada

Company
Amount
Interest Rate
Reviews
Terms
$50,000 - Unlimited
Varies
Varies
$50,000 - Unlimited
Varies
Varies
$50,000 - Unlimited
Varies
Varies
$10,000 - $25,000
Varies
12 - 60 months
$50,000 - $100M
Varies
Varies

Types of Residential Mortgages in Canada offered:

  • First Mortgage
  • Residential Mortgage
  • Second Mortgage
  • Commercial Mortgage
  • Mortgage Refinancing
  • Home Equity Line of Credit
  • Fixed Rate Mortgage
  • Debt Consolidation
  • Variable Rate Mortgage
  • Cashback Mortgage
  • First Time Homebuyers
  • Construction Mortgage
  • Self Employed Mortgages
  • Bridge Financing

Elite Trusted Lenders

These companies are recognized for their excellent service, product offering and financial literacy education for all Canadians.