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Short Term Loans

A short term loan means that you take out a loan that has to be paid back within a relatively short timeframe. Short term loans in Canada are quite popular because they can be used for a variety of reasons. The term can be as little as a few months and as long as a few years. The benefit of a short term loan is that it can be used for practically anything and you can easily find providers on Smarter Loans. People in Canada take out short term loans for unexpected expenses, bill payments, to renovate their home, or even to help with their business. Even bad credit short term loans are easy to obtain thanks to the many online loan providers in the country. Today it’s really quite simple to get an online short term loan from the comfort of your home. It is easy to get approved for a short term loan thanks to the many providers that are willing to work with all kinds of applicants. If you are looking for a short term loan, you’ve come to the right place. Below you’ll see a list of many short term loan providers in Canada.

Simply click “apply now” next to one of them to start your online application. You can typically get approved instantly and get the cash in your bank account in just a couple of days. You can also pre-apply right here at Smarter Loans and we will connect you with a suitable lender who can help you.

You can pre-apply here at Smarter Loans and we will find a suitable lender for you.

Pre-Apply For A Short Term Personal Loan

Top Short Term Loans Providers in Canada

Company
Amount
Interest Rate
Reviews
Terms
Up to $1600
29.78% - 44.80%
36 months
$500 - $35,000
9.99% - 46.96%
9 - 84 Months
$1,000 - $5,000
19.9% - 45.9%
12 - 36 months
$500 - $1,000
Varies
3 - 6 months
$1,000 – $15,000
19.9% - 34.9%
Line of Credit
$100 - $1,500
Varies
2 months
$500 - $15,000
29.99% - 47.72%
12 - 60 Months
$300 - $20,000
Varies
12 - 60 Months
$20-$350
0%
N/A
$1,500 to $10,000
Varies
12 months to 60 months
$100 - $15,000
46.93%
12 - 60 Months
$500 - $1,000
29.99% - 46.96%
84 - 120 days
$500 - $10,000
12.99% - 39.99%
9 - 36 Months

What our users think...

4.5
Based on 138 reviews
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Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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