Avg. Rating: 5.0 (2 reviews)

FlexMoney is a data driven digital lender based in Toronto, Ontario and issues loans coast to coast across Canada. Hundreds of thousands of Canadians have received loans issued using our technology. FlexMoney provides Canadians with access to fast and convenient financing options from any device.

FlexMoney offer personal installment loans from $500 to $15,000, with terms from 6 to 60 months. FlexMoney is committed to offering one of the fastest installment loan services in Canada. Within minutes of submitting your loan application, they provide you with an instant decision. Once approved, they use the industry’s fastest tools to transfer your installment loan to you as soon as possible. Their online personal loan products are designed for Canadians.

  • TIME IN BUSINESS: Since 2021
  • # OF CUSTOMERS: Over 1,500
  • TOTAL FUNDED: Over $6M
  • LOANS OFFERED: Personal and Installment Loans
Visit Site and Apply


customercare@flexmoney.ca 500 Danforth Avenue, Suite 304, Toronto ON, M4K 1P6
Call Center: Monday-Friday: 9am to 5pm
Support Offered:
  • Phone Support
  • Email Support
  • Social Media
  • FAQ's
  • Client Portal
Availability: Alberta, British Columbia, New Brunswick, Newfoundland, Nova Scotia, Ontario, Prince Edward Island

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate 18.9% – 46.93%

Amount $500 to $15,000

Terms From 6 months to 5 years

Eligibility Requirements

Who is eligible?

  • Canadian resident 20 years or older
  • Monthly net income of $2000 per month or greater
  • Open and active bank account with a Canadian Financial Institution
  • Not currently enrolled in an active bankruptcy, consumer proposal or credit counseling program
  • Valid email address and phone number

What you need to provide?

  • The application is done completely online. No physical documents are required unless FlexMoney needs to further verify your income.

Repayment & Issuance

How fast can you get the money Within 24 hours Funding method Direct Deposit How does repayment work weekly, bi-weekly, semi-monthly or monthly payment

Frequently Asked Questions About FlexMoney

What is FlexMoney?

FlexMoney Canada is a fully digital installment lender with experience issuing fast online loans to Canadians since 2012. They're headquartered in Toronto but have experience lending from coast to coast.

What is FlexMoney's mission?

FlexMoney's mission is to provide access to credit online.

What does FlexMoney do?

FlexMoney offers affordable payments and loan terms ranging from six months to five years, providing installment loans that fit your needs.

Is FlexMoney safe?

FlexMoney are leaders in the digital lending industry. They’re one of the fastest options for an online personal loan in Canada and their application process is seamless. They're 100% online. Which means they take your privacy and security seriously. You can feel confident that with FlexMoney you are sharing your personal information with a Canadian based lender you can trust. Things like bank level encryption is just one of the tools they use to protect your information. Plus, they've helped over 1,500 customers and have funded over $6 million in loan funds.

How much can I borrow from FlexMoney?

You can borrow an online loan of $500 to $15,000 from FlexMoney.

If approved, how quick can I get my loan?

Once you've accepted your electronic loan agreement, FlexMoney processes your loan payout immediately. Generally, for customers banking at a major Canadian financial institution you can receive your money within 24 business hours, or the next business day for after hours.

How do I get my loan funds?

Once you accept, your funds will be automatically deposited into your bank account. This works the same fast way your employer might deposit your paycheque on your payday.

What are the eligibility requirements?

All customers applying for FlexMoney's Personal Loan need to be actively employed and receiving regular wages. Additionally, you need to be a Canadian resident that's over 20 years old, have a net income of $2,000 per month or more, have an open and active bank account, have a valid email and number, and lastly, cannot be enrolled in an active bankruptcy or credit counseling program.

How much can I borrow from FlexMoney?

The amount you can borrow from FlexMoney will depend on many factors that are built into their automated system. They offer loans between $500 to $15,000 and you can apply for as much as you need.

How does FlexMoney work?

Customers can apply quickly and conveniently online, or through their mobile device for installment loans up to $15,000 with terms between 6 and 60 months. These online loans are personal loans and are paid back through direct debit. They offer weekly, bi-weekly, semi-monthly and monthly repayment schedules.

How do I repay my loan?

Payments of your loan are automatically taken out of your bank account according to your payment schedule. All repayments must come out of the same account in which you receive your salary, or your primary source of income that you include on your application.

How do I apply for a FlexMoney loan?

If you are new to FlexMoney, you may Apply by clicking the orange "Apply Now" button on their home page. If you are an existing FlexMoney customer, you may Apply via your FlexMoney My Account.

FlexMoney Reviews

Avg. Rating: 5.0 (2 reviews)
Really fast

I got approved and funded within a few hours. Simple process and the entire experience was fast and pleasant.

All online

The entire application is online. Like this process a lot.


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