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Thinking Capital

Avg. Rating: 5.0 (3 reviews)

You’ve accomplished so much for your business. Now is the time to realize your full potential with a fresh new approach that puts you in control. At Thinking Capital, we combine our people and technology to enable you to overcome traditional roadblocks to success.

We act as your partner, providing you with real-time data on how your business is performing. With our industry knowledge and quick access to smart capital, you get the confidence of knowing you can unlock the true potential of your business today.

  • TIME IN BUSINESS: SINCE 2006
  • # OF CUSTOMERS: OVER 10,000
  • TOTAL FUNDED: OVER $500M
  • LOANS OFFERED: Merchant Cash Advance, Business Loan

1-866-945-6406

Call Center: Monday to Friday
9AM – 6PM EST
Support Offered:
  • Web Chat
  • Help Center/Blog
  • Email Support
Availability: Everywhere in Canada

Loans Offered

Below are all the loan products offered by this company.

Conditions & Rates

Interest rate Fixed Fee Amount $5,000 – $300,000 Term N/A

Eligibilty & Documents

Who is eligible

  • Must be in business for at least 6 months (no startups)
  • Average monthly revenue of at least $7,500

What you need to provide

  • Government issued identification
  • Business bank statement for last year

Repayment & Issuance

How fast can you get the money 1 day or moreFunding method Direct deposit
Cheque How does repayment work Daily, as a % of sales via merchant processor

Conditions & Rates

Interest rateStarting at 7.99% Amount$5,000 – $300,000Term 6 – 12 Months

Eligibilty & Documents

Who is eligible

  • In business for at least 6 months
  • Monthly gross revenue of at least $7,000

What you need to provide

  • Government identification
  • Business banking statement for the last year
  • Void cheque

Repayment & Issuance

How fast can you get the money 1-3 DaysFunding method Direct deposit
Cheque How does repayment work Daily, via a bank withdrawal
Lump sum payment any time

Thinking Capital Reviews

Avg. Rating: 5.0 (3 reviews)
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Amazing Service!

I needed help with some emergency expenses and was having a hard time getting additional financing. Thinking Capital was able to process my application and get money in my account in less than 3 days. The service is fantastic!

James
Reliable, fair and convenient

Fair rates, fast deposits and easy to use. I was most impressed with with personal and friendly customer service I got from their staff. Would definitely recommend them to others.

Amanda
Very Happy

I was introduced to Thinking Capital at exactly the right time. I was opening another store and I was short on capital. Brian is who helped me and I found him to be kind, forth right and effecient. I got my funds the next business day. The whole experience a breeze. Thanks again Brian

Brian

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