Thinking Capital Review 2026Apply Now Check if I Qualify ↓
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11 reviews from borrowers who used Thinking Capital. Reviews are moderated; lenders cannot remove them.
I needed help with some emergency expenses and was having a hard time getting additional financing. Thinking Capital was able to process my application and get money in my account in less than 3 days. The service is fantastic!
Fair rates, fast deposits and easy to use. I was most impressed with with personal and friendly customer service I got from their staff. Would definitely recommend them to others.
I was introduced to Thinking Capital at exactly the right time. I was opening another store and I was short on capital. Brian is who helped me and I found him to be kind, forth right and effecient. I got my funds the next business day. The whole experience a breeze. Thanks again Brian
I have been working with Thinking Capital for a bit now. They helped me move my food and beverage takeout into a thriving restaurant. The process was fairly straight forward and the staff were very helpful. Thank you Robert and team! (via Google reviews)
I did some shopping around and found that Thinking Capital was able to offer my business the best rate for a loan of $70,000. Happy with my experience.
I have been working with Daniel at Thinking Capital for over a year. He goes beyond to make sure everything works. Greatly appreciate his diligence in making it a favourable experience. Highly recommend him.
Excellent service provided by Daniel in Thinking Capital. Really happy with the service.
Sophie and Cynthia made the loan process easy, understandable, and even enjoyable. Their outstanding service, efficiency and obvious dedication to me as a client was unparalleled. Highly impressive!!
Best of the best. Amazing service and so professional. Moustafa Kamal was a real pro and takes care of my business needs. Highly recommended to everyone
The best lending company around! I can't say enough to expressed how pleased i am with the customer service from Cordia at Thinking Capital, now Driven Financial. Corida, understands how important it is to a small business owner to be able to have the proper funding to operate. Thanks to Cordia's assistance, i was able to secure the funding i needed for my business, when i needed it! She went above and beyond to make sure that i received my funding quickly! With this great service at Thinking Capital/Driven Financial and their amazing rates and payback program, there is no need to look at another lender again! They have a client for life with me!
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Thinking Capital is one of the first online small business lenders in Canada. Founded in 2006 and having provided over $1 billion in funding to more than 15,000 small businesses, they have proven to be the right fit for a wide variety of business types.
Yes, Thinking Capital is a leader in the Fintech industry and their platform is based on a decade of industry experience and customer feedback. Since 2006, the Thinking Capital has helped more than 15,000 small to medium-sized Canadian businesses reach their full potential. They've partnered with leading financial institutions and technologies such as CIBC, Money Mart, Moneris and many more! Thinking Capital is also one of the founding members of the Canadian Lenders Association.
Thinking Capital offers small to medium sized business term loans and a business line of credit.
Thinking Capital loans range from $5,000 to $300,000.
A business loan from Thinking Capital will start at a 8.39% interest rate.
Terms on Thinking Capital loans are between 2 to 12 months.
