One application. 14 lenders.
Get Funded One application routed to where you qualify.
Every Apply button starts the same single application. Your chosen lender is prioritized first.
Two ways. Term loans and lines are priced as an APR, from 7%. Advances repaid from your sales are priced as a factor from 1.1 to 1.5, a multiplier on the amount. Paying a term loan early saves interest, while paying an advance early saves nothing.
No. Alberta's high-cost credit regulation sits under the Consumer Protection Act and covers credit at 32% or more. A business advance is a purchase of future sales, not a consumer loan.
Eleven offer term loans or lines, and two offer sales-based advances. Together they lend from $2,500 to $50 million. Twelve consider owners with poor credit, and one wants a fair score. Our application reaches all thirteen at once.
Revenue and time in business. Lenders want $5,000 to $20,000 a month in revenue and three to twelve months in business, depending on the lender. Have recent business bank statements ready, and say what the money is for.
Every business lender we work with is on the business loans in Canada page.
Reviewed by Vlad Sherbatov, Co-Founder and President, Smarter Loans, 4 October 2026. Lender terms checked August 2026.
Thirteen lenders in our network lend to Alberta businesses, from $2,500 to $50 million.
Term loans are priced as an APR from 7%, and sales-based advances as a factor from 1.1 to 1.5.
No. Alberta's high-cost credit rules protect consumers, and a business advance is a purchase of future sales, not a consumer loan.
Yes. Twelve of the thirteen lenders consider owners with poor credit.
Lenders want three to twelve months in business, depending on the lender, and $5,000 to $20,000 a month in revenue.
